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208 Mary Locke Ct, Elgin, SC, 29045

4beds
3baths
2,828sqft
$475,000
$168price/sqft
$3,084/moest. monthly cost
$123,360/yrincome needed

About This Home

Welcome to an exquisite all-brick residence located in a serene, gated community. This stunning home features four spacious bedrooms and three full bathrooms, providing ample space for comfort and privacy. The main level hosts a luxurious primary suite, designed with relaxation in mind. This suite includes an elegantly appointed bathroom featuring a soaking tub, a spacious glass-enclosed shower, and dual vanities. The thoughtful layout allows for easy access and convenience.The heart of the home is undoubtedly the gourmet kitchen, perfectly suited for culinary enthusiasts. Boasting a large island, high-end appliances, and an abundance of cabinetry along with pantry storage. This kitchen offers both functionality and style. The open-concept design seamlessly connects the kitchen to the living space, enhancing the flow of daily activities and fostering togetherness during gatherings.An office or flex room is conveniently located on the main level, providing an ideal workspace or additional area for leisure. With refined finishes and tasteful architectural details throughout, this home embodies modern elegance while maintaining a warm and inviting atmosphere.The outdoor spaces are equally impressive. Lush landscaping surrounds the property, creating a tranquil backdrop and enhancing curb appeal. The yard will receive new sod in the coming weeks. The secured gated community adds an extra layer of peace of mind while ensuring an enjoyable living experience.This property is ideally situated near amenities while retaining a sense of privacy and exclusivity. A perfect blend of luxury and comfort awaits you at 208 Mary Locke Court—schedule a viewing today to experience it for yourself. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

8/10
Catawba Trail ElementaryGrades PK-51.3 mi
5/10
8/10
Spring Valley High SchoolGrades 9-124.1 mi

Construction

Condition

  • Year built: 2021

Materials

  • Foundation: Slab
  • Construction materials: Brick-All Sides-AbvFound

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Double Oven,Gas Range,Dishwasher
  • Laundry features: Heated Space,Main Level

Bedroom2

  • Features: Bath-Shared,Vaulted Ceiling(s),Tub-Shower,Ceiling Fan(s),Closet-Private
  • Level: Main

Bedroom3

  • Features: Bath-Shared,Tub-Shower,Closet-Private
  • Level: Second

Bedroom4

  • Features: Bath-Shared,Tub-Shower,Closet-Private
  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2

Dining Room

  • Features: Floors-Hardwood,Molding
  • Level: Main

Features

  • Flooring: Hardwood,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Gas Log-Natural
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,828
  • Total interior livable area: 2,828 sqft

Kitchen

  • Features: Eat-in Kitchen,Kitchen Island,Pantry,Granite Counters,Cabinets-Painted
  • Level: Main

Living Room

  • Features: Books,Fireplace,Floors-Hardwood,Ceiling Fan
  • Level: Main

Master Bedroom

  • Features: Double Vanity,Tub-Garden,Bath-Private,Separate Shower,Walk-In Closet(s),Tray Ceiling(s),Ceiling Fan(s),Separate Water Closet
  • Level: Main

Property

Details

  • Parcel number: 289120706

Features

  • Stories: 2

Lot

  • Lot size: 7,405 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hurricane
Heat Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Richland County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance *$159$1,908
Property Taxes $253$3,036
Electricity $271$3,263
Total$3,084$37,008
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$105,737/yr
40% on housing$92,520/yr
45% on housing$82,240/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$168This listing

vs Other Active Listings

Avg $/sqft

ZIP 29045$144
Richland County$133

vs Homes Sold Last Month

Median $/sqft

ZIP 29045
Richland County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Price change$465,000
2026-06-02Listed for sale$475,000
2021-11-01Sold$445,000
2021-09-07Price change$447,900
2021-08-17Price change$487,000
2021-07-14Price change$498,500
2021-06-09Listed for sale$509,900
2021-06-08Listing removed--
2021-04-29Price change$509,900
2021-04-23Listed for sale$454,600

For Sale by Agent

AgentSusan Riley
BrokerageKeller Williams Realty

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