See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1 S Central St, Ashley, OH, 43003

2beds
2baths
1,454sqft
$115,000
$79price/sqft
$971/moest. monthly cost
$38,840/yrincome needed

About This Home

MOTIVATED SELLER! Affordable opportunity in the heart of Ashley! This 2-3 bedroom, 2-bath home offers plenty of potential for the right buyer. While the home has had additions over the years and could benefit from updates and improvements, it provides a great opportunity for investors, flippers, or anyone looking to build equity through renovation. Conveniently located within walking distance of the library, churches, restaurants, and other downtown amenities, this property offers a location that's hard to beat. With a little vision and TLC, this could be transformed into a charming residence or investment property. If you're looking for an affordable project with potential in a desirable location, don't miss this opportunity. Cash or special financing offers only! Sold AS-IS.

Getting Around

30
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1971

Materials

  • Foundation: Slab

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Range,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Features

  • Common walls with other units/homes: No Common Walls

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 1,454
  • Total interior livable area: 1,454 sqft

Property

Details

  • Parcel number: 61813115021000
  • Special condition: Standard

Features

  • Levels: One

Lot

  • Lot size: 0.25 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $581$6,972
Home Insurance *$44$528
Property Taxes $153$1,836
Electricity $193$2,320
Total$971$11,652
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$33,291/yr
40% on housing$29,130/yr
45% on housing$25,893/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$79This listing

vs Other Active Listings

Avg $/sqft

ZIP 43003$156
Delaware County$264

vs Homes Sold Last Month

Median $/sqft

ZIP 43003$219
Delaware County$206

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$99,000
2026-07-31Listed for sale$115,000
2025-05-22Listing removed$229,000
2025-05-06Price change$229,000
2025-04-17Price change$239,500
2025-04-03Price change$262,900
2025-03-14Listed for sale$264,900
2024-03-12Sold$57,500
2008-05-02Sold$13,000
2005-03-17Sold$34,000
2002-10-17Sold$28,500
2002-01-18Sold$8,000

For Sale by Agent

AgentErin C Kelty
Brokeragee-Merge Real Estate Champions

Similar Homes