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805 Mountain Vista Ln, Cary, NC, 27519

4beds
4baths
3,637sqft
$1,149,000
$316price/sqft
$7,184/moest. monthly cost
$287,360/yrincome needed

About This Home

Welcome to effortless living at its finest. Nestled in the sought-after Piazza at Stonewater, this stunning 4-bedroom, 4-bath home is thoughtfully designed for those who want it all--without compromise. - The main level offers exceptional convenience with three bedrooms, including the primary suite, each featuring its own private bath--no sharing, no inconvenience. Two guest suites provide ideal flexibility for visitors or multi-generational living, while the luxurious primary retreat is a true standout, complete with custom walk-in closets and a rare secondary entry from the laundry room, streamlining everyday routines in the best way. - At the center of the home, a gourmet kitchen delivers both style and function: stacked cabinetry, quartz countertops, a massive island with farmhouse sink, gas range, walk-in pantry, and stainless steel appliances. It opens seamlessly into an expansive living room anchored by built-in bookshelves, creating a natural gathering space for entertaining. Just off the kitchen, a generous dining room sets the stage for memorable meals with family and friends. - Step out to the screened-in porch for a quiet afternoon drink, or retreat to the private study with glass French doors--an inspiring workspace tucked away from the main living areas. - Upstairs, a large loft offers incredible flexibility--perfect for game days, a media lounge, or even a future fifth bedroom. A fourth bedroom and full bath complete the upper level, making it an ideal private suite for guests. - The mud room add practicality to this space with a spacious laundry room with cabinetry and sink - The three-car garage is a rare and highly functional bonus, featuring its own heating and cooling system. Currently used as a home gym, this space offers endless possibilities--whether you envision a workshop, additional living space, or even a golf simulator. Built-in shelving provides an impressive amount of organized storage, all while maintaining room to park a vehicle or pursue your hobbies. - Set against a serene pond view out front and bordered by HOA-owned wooded land to the side, the setting offers a level of privacy and natural beauty that's hard to find--and will remain protected for years to come. - Living at Stonewater means access to a community pool and playground, along with unbeatable proximity to RDU, RTP, I-540, Jordan Lake, the American Tobacco Trail (just one mile away), and the shops and restaurants at Parkside Town Commons.

Getting Around

6
WalkingCar-Dependent
0
TransitNo Nearby Transit
17
BikeSomewhat Bikeable

Schools

9/10
North Chatham ElementaryGrades PK-57.3 mi
5/10
Seaforth HighGrades 9-1011.6 mi

Construction

Condition

  • Year built: 2020

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Laundry features: Laundry Room,Lower Level,Main Level

Basement

  • Has basement: Yes
  • Basement: Crawl Space, Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Bathtub Only,Bookcases,Built-in Features,Double Vanity,Dressing Room,Eat-in Kitchen,In-Law Floorplan,Kitchen Island,Pantry,Quartz Counters,Second Primary Bedroom,Separate Shower,Smart Thermostat,Soaking Tub,Storage,Walk-In Shower
  • Flooring: Wood
  • Fireplace features: Family Room,Gas
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,637

Heating & Cooling

  • Heating features: Forced Air,Natural Gas,Zoned
  • Cooling features: Central Air,Electric,Zoned

Interior Area

  • Total structure area: 3,637
  • Total interior livable area: 3,637 sqft

Property

Details

  • Parcel number: 0090528
  • Zoning: Pddmajor
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Covered,Deck,Front Porch,Rear Porch,Screened
  • Spa features: None
  • Fencing: None
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 0.30 Acres
  • Features: Landscaped

Parking

  • Total spaces: 5
  • Parking features: Driveway,Garage,Garage Door Opener,Garage Faces Front,Heated Garage,Off Street,On Site,Side By Side
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Cold Wave
Hail
Hurricane
Heat Wave
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters in Chatham County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,809$69,708
Home Insurance *$262$3,144
Property Taxes $775$9,300
Electricity $338$4,065
Total$7,184$86,208
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$246,308/yr
40% on housing$215,520/yr
45% on housing$191,573/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.4%
3.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$316This listing

vs Other Active Listings

Avg $/sqft

ZIP 27519$256
Chatham County$288

vs Homes Sold Last Month

Median $/sqft

ZIP 27519$275
Chatham County$256

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-17Listed for sale$1,149,000
2020-06-01Sold$640,000

For Sale by Agent

AgentJohnny Chappell
BrokerageCompass -- Raleigh

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