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100 Summit Curv, Troy, AL, 36079

3beds
2baths
1,727sqft
$288,500
$167price/sqft
$2,056/moest. monthly cost
$82,240/yrincome needed

About This Home

This charming Craftsman cottage, built in 2020, offers the perfect blend of modern comfort and timeless style. Built on a corner lot, the yard boasts a tree-lined street. With 3 spacious bedrooms and 2 full baths, the open floor plan is designed for effortless living, where abundant windows fill the home with warm natural light. The heart of the home features a beautifully appointed kitchen with granite countertops that flows seamlessly into the dining and family room, where a cozy gas fireplace and decorative shiplap accent wall create an elegant yet comfortable atmosphere. The primary suite is a true retreat with a lovely sitting area and a luxurious en-suite bath featuring a separate tiled shower and a relaxing soaking tub. Additional bedrooms and bath provide generous space with endless possibilities -Ideal for a home office, private teen suite, or even a mother-in-law retreat. Near the back entry you will find a thoughtfully designed mudroom and drop zone, a laundry room, and a large walk-in pantry for added convenience. Step outside to the delightful New Orleans-style patio nestled between the house and the two-car garage, perfect for entertaining or quiet evenings. With ample parking in both the front and rear of the house, this home truly has it all. A must-see.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

8/10
Troy Elementary SchoolGrades PK-63.1 mi
4/10

Construction

Condition

  • Year built: 2020

Materials

  • Foundation: Other Foundation-See Remarks
  • Construction materials: Wood Siding,Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage,Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Oven,Refrigerator

Basement

  • Has basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Vinyl
  • Number of fireplaces: 1
  • Fireplace features: 1,Gas,Family Room
  • Fireplace: Yes

Interior Area

  • Total structure area: 1,727
  • Total interior livable area: 1,727 sqft

Property

Details

  • Parcel number: 551702001001.016

Features

  • Levels: One
  • Pool features: None
  • Patio & porch: Slab,Other-See Remarks
  • Waterfront features: No Waterfront

Lot

  • Lot size: 0.25 Acres
  • Lot size dimensions: .25 acre

Parking

  • Total spaces: 2
  • Parking features: 2 Car,Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters Across Alabama Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,458$17,496
Home Insurance *$181$2,172
Property Taxes $177$2,124
Electricity $240$2,881
Total$2,056$24,672
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,491/yr
40% on housing$61,680/yr
45% on housing$54,826/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.9%
5.9%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$167This listing

vs Other Active Listings

Avg $/sqft

ZIP 36079$134
Pike County$130

vs Homes Sold Last Month

Median $/sqft

ZIP 36079$158
Pike County$159

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-07Pending sale$288,500
2026-04-30Listed for sale$288,500
2025-02-03Sold$253,060
2020-11-20Sold$211,050

For Sale by Agent

AgentDebbie Dawkins
BrokerageWeichert Realtors JBR Legacy Group

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