See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

3940 Vista Oak Dr, Royse City, TX, 75189

3beds
3baths
3,004sqft
$585,000
$195price/sqft
$3,909/moest. monthly cost
$156,360/yrincome needed

About This Home

Welcome to this inviting single-story home offering 3 bedrooms + office OR 4 bedrooms, 3 full bathrooms and approximately 3,004 square feet of thoughtfully designed living space! Situated on an oversized lot of more than one acre, this property combines spacious indoor living with comfortable outdoor enjoyment! Inside, the open floorplan creates a natural flow between the main living areas, making the home ideal for everyday living and entertaining! The living area features a striking beamed ceiling and a wood-burning fireplace that adds warmth and character to the space! The kitchen is designed for gathering and functionality with a large island that provides additional seating, workspace, and storage! The private primary suite and additional bedrooms offer flexibility for a variety of living arrangements, while the three full bathrooms provide added convenience throughout the home! The primary bath offers a double vanity, large soaking tub and a frameless glass shower! Step outside to enjoy the covered patio overlooking the expansive fenced backyard, offering plenty of space for outdoor activities, gardening, or future customization! Additional highlights include a 3-car attached garage and the benefits of single-story living on a generously sized homesite! Convenient to I-30, shopping, dining and recreation! Royse City ISD!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

3/10
4/10
Royse City Middle SchoolGrades 6-84.2 mi
5/10
Royse City High SchoolGrades 9-122.6 mi

Construction

Condition

  • Year built: 2024

Materials

  • Roof: Composition
  • Construction materials: Brick,Stone Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Convection Oven,Dishwasher,Electric Cooktop,Disposal,Microwave
  • Laundry features: Laundry in Utility Room

Bedroom

  • Level: First
  • Dimensions: 15 x 12

Bedroom

  • Level: First
  • Dimensions: 15 x 11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Breakfast Room Nook

  • Level: First
  • Dimensions: 14 x 12

Features

  • Decorative/Designer Lighting Fixtures,Kitchen Island,Open Floorplan,Walk-In Closet(s),Wired for Sound
  • Window features: Window Coverings
  • Flooring: Carpet,Ceramic Tile
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total interior livable area: 3,004 sqft

Kitchen

  • Features: Breakfast Bar,Built-in Features,Kitchen Island,Stone Counters,Walk-In Pantry
  • Level: First
  • Dimensions: 26 x 14

Laundry

  • Features: Built-in Features,Stone Counters,Utility Sink
  • Level: First
  • Dimensions: 13 x 7

Living Room

  • Features: Ceiling Fan(s),Fireplace
  • Level: First
  • Dimensions: 23 x 20

Living Room

  • Level: First
  • Dimensions: 13 x 12

Master Bedroom

  • Features: Ceiling Fan(s),Double Vanity,En Suite Bathroom,Garden Tub/Roman Tub,Sitting Area in Primary,Separate Shower,Walk-In Closet(s)
  • Level: First
  • Dimensions: 20 x 18

Office

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 16 x 15

Property

Details

  • Parcel number: 226233

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered
  • Exterior features: Rain Gutters
  • Fencing: Back Yard,Wrought Iron

Lot

  • Lot size: 1.18 Acres
  • Features: Back Yard,Interior Lot,Lawn,Many Trees,Subdivision

Parking

  • Total spaces: 3
  • Parking features: Door-Multi,Door-Single,Driveway,Garage,Garage Door Opener,Parking Pad,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Heat Wave
Ice Storm
Strong Wind
Inland Flooding
Wildfire
Winter Weather

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,958$35,496
Home Insurance *$377$4,524
Property Taxes $245$2,940
Electricity $329$3,958
Total$3,909$46,908
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$134,022/yr
40% on housing$117,270/yr
45% on housing$104,240/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.9%
2.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 6.4%
6.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$195This listing

vs Other Active Listings

Avg $/sqft

ZIP 75189$187
Hunt County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 75189$152
Hunt County$166

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Listed for sale$625,000
2024-07-31Sold--
2024-07-22Contingent$585,250
2024-04-25Price change$585,250
2024-03-22Price change$580,250
2024-03-21Listed for sale$580,575

For Sale by Agent

AgentKaren Wydra
BrokerageEbby Halliday, REALTORS

Similar Homes