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1045 N 107th St, Lincoln, NE, 68527

6beds
3baths
3,135sqft
$550,000
$175price/sqft
$3,787/moest. monthly cost
$151,480/yrincome needed

About This Home

Seller offering $5,000 in Buyer Closing Costs. Spacious ranch W/more than 3,100 finished sq.ft. on a corner lot. Home features 6 bedrooms, 3 baths and a 4 stall garage. The main level has an open kitchen/living/dining concept with vaulted ceilings. Kitchen features a spacious pantry, and large center island for eating and entertaining. Add. features include a large breakfast bar and LTV Plank flooring throughout the open living/dining area. Primary Suite includes a double sink vanity, a walk-in tiled shower and a large walk-in closet. With the laundry room on the main level and right by your garage drop zone this makes for handy use after trips and actives. A huge family room, three additional bedrooms, full bath and additional storage space completes the finished basement. Other features include: All Appliances, hard wired CAT5 cabling to 2 upstairs bedrooms and living rm, Electrical outlets on all 4 exterior corners of the home for security, and the NEST System will stay.

Getting Around

2
WalkingCar-Dependent
0
TransitNo Nearby Transit
19
BikeSomewhat Bikeable

Schools

7/10
3/10
C Culler Middle SchoolGrades 6-83.9 mi
8/10
Lincoln East High SchoolGrades 9-122.9 mi

Construction

Condition

  • Property condition: Not New and NOT a Model
  • Year built: 2021

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • Construction materials: Stone,Vinyl Siding,Masonite

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Refrigerator,Dishwasher,Disposal,Microwave
  • Laundry features: Laundry Closet,Luxury Vinyl Plank

Basement

  • Area: 1685

Basement

  • Has basement: Yes
  • Basement: Daylight,Egress,Full,Finished

Bedroom2

  • Features: Wall/Wall Carpeting, Window Covering, Luxury Vinyl Plank
  • Level: Main
  • Area: 110

Bedroom3

  • Features: Wall/Wall Carpeting, Window Covering
  • Level: Main
  • Area: 120

Bedroom4

  • Features: Wall/Wall Carpeting, Egress Window
  • Level: Basement
  • Area: 165

Bedroom5

  • Features: Wall/Wall Carpeting, Window Covering
  • Level: Basement
  • Area: 169

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • Main level bathrooms: 2

Family Room

  • Features: Wall/Wall Carpeting
  • Level: Basement
  • Area: 416

Features

  • High Ceilings,Ceiling Fan(s),Pantry
  • Door features: Sliding Doors
  • Window features: Window Coverings
  • Flooring: Carpet,Concrete,Luxury Vinyl,Plank
  • Finished area below ground: 1,450
  • Finished area above ground: 1,685

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 3,135
  • Total interior livable area: 3,135 sqft

Kitchen

  • Features: Window Covering, Cath./Vaulted Ceiling, Pantry, Sliding Glass Door, Luxury Vinyl Plank, Exterior Door
  • Level: Main
  • Area: 168

Living Room

  • Features: Window Covering, Cath./Vaulted Ceiling, Ceiling Fan(s), Dining Area, Luxury Vinyl Plank, Exterior Door
  • Level: Main
  • Area: 396

Master Bathroom

  • Features: 3/4, Shower, Double Sinks, Bidet

Master Bedroom

  • Features: Wall/Wall Carpeting, Window Covering, Ceiling Fan(s), Walk-In Closet(s)
  • Level: Main
  • Area: 210

Property

Details

  • Parcel number: 1724210010000
  • Other equipment: Sump Pump

Features

  • Patio & porch: Porch,Patio
  • Exterior features: Other
  • Fencing: Partial,Vinyl

Lot

  • Lot size: 0.25 Acres
  • Features: Up to 1/4 Acre.,City Lot,Corner Lot,Subdivided,Public Sidewalk,Level,Sloped
  • Lot size dimensions: 87 x 120

Parking

  • Total spaces: 4
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Hail
Wildfire
Winter Weather

FEMA Declared Disasters Across Nebraska Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,781$33,372
Home Insurance $286$3,432
Property Taxes $527$6,324
Electricity $193$2,322
Total$3,787$45,444

Income You'd Need if You Spent...

35% on housing$129,840/yr
40% on housing$113,610/yr
45% on housing$100,986/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.8%
13.8%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$175This listing

vs Other Active Listings

Avg $/sqft

ZIP 68527$178
Lancaster County$170

vs Homes Sold Last Month

Median $/sqft

ZIP 68527$178
Lancaster County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-21Price change$550,000
2026-06-13Listed for sale$555,500
2021-07-20Sold$397,763
2020-09-18Sold$70,000
2020-08-18Listed for sale$72,400

For Sale by Agent

AgentTiffie Hunter
BrokerageBrokers of Real Estate

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