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43668 Tree Top Trl, Punta Gorda, FL, 33982

5beds
5baths
3,283sqft
$689,900
$210price/sqft
$4,934/moest. monthly cost
$197,360/yrincome needed

About This Home

Lake-view Majestica in Trails Edge at BABCOCK RANCH-IN PUNTA GORDA, FL -solar powered community—designed for multigenerational living with 5BR/4.5BA, a first-floor guest suite + full bath, loft, and a 3-car garage (including a tiled/insulated bay with mini-split—ideal gym/workshop). Enjoy a screened lanai with heated pool + waterfall spa, plus a dedicated pool bath. Storm-ready upgrades include impact windows/doors, automated lanai shutters, gutters, and surge protection. Open kitchen with gas range, large island, pantry, and upgraded appliances. Low HOA includes lawn care + internet, with quick access to trails, fitness amenities, community pools, dining, and year-round events. This could be your only opportunity to own a Majestica model. This is a MUST SEE HOME, NOT Many majestica models available! Schedule your private showing today!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
East Elementary SchoolGrades PK-520.2 mi
4/10
Punta Gorda Middle SchoolGrades 6-821.3 mi
4/10
Charlotte High SchoolGrades 9-1221.4 mi

Construction

Condition

  • Year built: 2022

Materials

  • Roof: Shingle
  • Construction materials: Concrete Block Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Gas Range,Refrigerator,Washer
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Pantry,Split Bedroom,Vaulted Ceiling(s),Walk-In Closet(s)
  • Door features: High Impact Doors
  • Window features: Hurricane Shutters,High Impact Windows,Picture Window,Single Hung Metal
  • Flooring: Tile,Vinyl

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,259
  • Total interior livable area: 3,283 sqft

Property

Details

  • Parcel number: 422632228008
  • Zoning: BOZD

Features

  • Stories: 2
  • Entry location: First Floor Entry
  • Private pool: Yes
  • Pool features: In Ground,Fenced,Equipment Stays,Screen Enclosure,Community
  • Patio & porch: Screened Porch
  • Has spa: Yes
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: WF/Pool/No Ocean Access,Lake
  • Frontage length: 0

Lot

  • Features: 1/4 To Less Than 1/2 Acre Lot

Parking

  • Total spaces: 3
  • Parking features: Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Wildfire
    WildfireRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Drought
    DroughtModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Lightning
Inland Flooding
Strong Wind
Wildfire
Coastal Flooding
Drought
Tsunami

FEMA Declared Disasters in Charlotte County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,488$41,856
Home Insurance *$425$5,100
Property Taxes $691$8,292
Electricity $330$3,964
Total$4,934$59,208
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$169,165/yr
40% on housing$148,020/yr
45% on housing$131,573/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.9%
13.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$210This listing

vs Other Active Listings

Avg $/sqft

ZIP 33982$178
Charlotte County$200

vs Homes Sold Last Month

Median $/sqft

ZIP 33982$199
Charlotte County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Price change$649,999
2026-04-04Price change$664,321
2026-02-20Price change$669,321
2026-01-19Price change$678,432
2025-12-22Price change$689,321
2025-10-25Price change$706,854
2025-10-02Price change$718,473
2025-09-03Listed for sale$729,999
2022-03-14Sold$555,000

For Sale by Agent

AgentSandra Aguilar
BrokerageRent 1 Sale 1 Realty

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