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92 Cedar Creek Ct, Woodway, TX, 76712

4beds
4baths
2,411sqft
$549,990
$228price/sqft
$4,183/moest. monthly cost
$167,320/yrincome needed

About This Home

MLS# 21281992 - Built by J Houston Homes - Ready Now! ~ NEW JOHN HOUSTON HOMES IN LAKE FOREST IN MIDWAY ISD. The Siena 2-story plan offers 4 bedrooms, 3.5 bathrooms, and a 2-car garage. The home also offers a large family room, breakfast nook, wood burning fireplace, covered patio, 3 bedrooms downstairs, a large granite island, custom wood cabinets, gas cooktop, corner pantry, large master bathroom with walk-in shower, free standing tub and dual vanities. The second floor offers 1 bedroom and a full bathroom. This home is a must see and offers a low maintenance yard! AVAILABLE JULY 2026.

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

10/10
Woodway Elementary SchoolGrades PK-51.0 mi
8/10
8/10
Midway High SchoolGrades 9-122.7 mi

Construction

Condition

  • Property condition: New Construction
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Gas Cooktop,Disposal,Microwave
  • Laundry features: Washer Hookup,Electric Dryer Hookup

Bedroom

  • Level: First
  • Dimensions: 12 x 11

Bedroom

  • Level: First
  • Dimensions: 10 x 11

Bedroom

  • Level: Second
  • Dimensions: 13 x 11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Breakfast Room Nook

  • Level: First
  • Dimensions: 16 x 10

Features

  • Double Vanity,Eat-in Kitchen,Granite Counters,High Speed Internet,Kitchen Island,Open Floorplan,Wired for Sound
  • Flooring: Carpet,Ceramic Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,411 sqft

Living Room

  • Level: First
  • Dimensions: 20 x 18

Master Bedroom

  • Level: First
  • Dimensions: 16 x 14

Property

Details

  • Parcel number: 362355020001220

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Covered

Lot

  • Lot size: 6,621 sqft

Parking

  • Total spaces: 4
  • Parking features: Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave
Lightning

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,781$33,372
Home Insurance *$372$4,464
Property Taxes $766$9,192
Electricity $264$3,176
Total$4,183$50,196
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$143,417/yr
40% on housing$125,490/yr
45% on housing$111,546/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.9%
4.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$228This listing

vs Other Active Listings

Avg $/sqft

ZIP 76712$183
McLennan County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 76712$175
McLennan County$167

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-29Price change$549,990
2026-05-26Listed for sale$559,990

For Sale by Agent

AgentBen Caballero
BrokerageHomesUSA.com

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