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4491 Joyce Court SE, Auburn, WA, 98092

4beds
3baths
3,658sqft
$1,095,000
$299price/sqft
$7,016/moest. monthly cost
$280,640/yrincome needed

About This Home

~BUYER INCENTIVES OFFERED WITH PREFERRED LENDER~ Are you looking for a modern luxury home for sale in Auburn with space to entertain, smart upgrades, and peaceful, unobstructed views? Located in the River Rock neighborhood, this single family home offers 4 bedrooms, 3 bathrooms, and 3,658 square feet of thoughtfully designed living space built in 2021. The main level features an open-concept layout with a large chef’s kitchen complete with an industrial-size refrigerator, walk-in pantry, and direct access to a spacious balcony with an outdoor fireplace overlooking the surrounding landscape. Smart home features, high tech cabling, air conditioning, and ceiling fans provide comfort and convenience throughout the home. The top floor private suite offers its own balcony, spa style bathroom, and a dedicated washer and dryer, creating a peaceful retreat away from the main living areas. The lower level expands the living space with a rec room featuring a projector, large screen, and wet bar, with direct access to the patio for seamless indoor outdoor living. Set on a 0.29 acre lot, the grounds include more than $250,000 in upgrades including terraced garden areas, custom retaining walls, rockery, a fire pit gathering area, irrigation, and black steel fencing with treated wood posts. An electric gated entrance, security system, and finished three car garage add convenience, class and privacy.

Getting Around

15
WalkingCar-Dependent
29
TransitSome Transit
25
BikeSomewhat Bikeable

Schools

6/10
Ilalko Elementary SchoolGrades PK-50.6 mi
3/10
Mt Baker Middle SchoolGrades 6-80.3 mi
5/10

Construction

Condition

  • Property condition: Very Good
  • Year built: 2021

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Cement Planked,Metal/Vinyl,Stone,Wood Siding,Cement Plank

Other

  • Builder name: D Moore Builder of Dreams

Type & Style

  • Home type: SingleFamily
  • Architectural style: 2 Stories w/Bsmnt
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Garbage Disposal,Microwave(s),Refrigerator(s),Washer(s),Water Heater: Tankless,Water Heater Location: Garage

Basement

  • Has basement: Yes
  • Basement: Daylight,Finished

Bathroom Full

  • Level: Second

Bathroom Full

  • Level: Lower

Bedroom

  • Level: Lower

Bedroom

  • Level: Lower

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Features

  • Bath Off Primary,Ceiling Fan(s),Dining Room,Pantry
  • Window features: Dbl Pane/Storm Window
  • Flooring: Ceramic Tile,Laminate,Carpet
  • Number of fireplaces: 2
  • Fireplace features: Gas,Main Level: 2,Fireplace
  • Fireplace: Yes

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Fireplace,Ductless,Forced Air,Electric,Natural Gas
  • Cooling features: Ductless,Forced Air

Interior Area

  • Total structure area: 3,658
  • Total interior livable area: 3,658 sqft

Kitchen With Eating Space

  • Level: Main

Master Bedroom

  • Level: Second

Other

  • Level: Main

Rec Room

  • Level: Lower

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 7330850080
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main
  • Patio & porch: Bath Off Primary,Ceiling Fan(s),Dbl Pane/Storm Window,Dining Room,Fireplace,Pantry,Security System,SMART Wired,Vaulted Ceiling(s),Walk-In Closet(s),Water Heater,Wet Bar
  • Has view: Yes
  • View description: River,Territorial
  • Has water view: Yes
  • Water view: River
  • Topography of land: Level,Partial Slope,Terraces
  • Residential vegetation: Garden Space

Lot

  • Lot size: 0.29 Acres
  • Features: Cul-De-Sac,Curbs,Dead End Street,Paved,Sidewalk,Cable TV,Deck,Fenced-Partially,Gas Available,Gated Entry,High Speed Internet,Irrigation,Outdoor Fireplace,Patio

Parking

  • Total spaces: 3
  • Parking features: Attached Garage
  • Has garage: Yes
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Volcanic Activity
    Volcanic ActivityModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding
Volcanic Activity

FEMA Declared Disasters in King County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,536$66,432
Home Insurance *$244$2,928
Property Taxes $986$11,832
Electricity $250$3,002
Total$7,016$84,192
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$240,548/yr
40% on housing$210,480/yr
45% on housing$187,093/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$299This listing

vs Other Active Listings

Avg $/sqft

ZIP 98092$286
King County$442

vs Homes Sold Last Month

Median $/sqft

ZIP 98092$313
King County$485

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Price change$1,195,000
2026-04-13Price change$1,290,000
2026-03-12Listed for sale$1,375,000
2026-01-01Listing removed$1,195,000
2025-08-03Price change$1,195,000
2025-07-10Price change$1,245,000
2025-06-17Price change$1,295,000
2025-05-07Price change$1,375,000
2025-04-26Price change$1,425,000
2025-02-28Listed for sale$1,500,000
2021-07-22Sold$1,053,000

For Sale by Agent

AgentJoe Perkins
BrokerageJohn L. Scott, Inc

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