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13905 Highlands Crest Dr, Olive Branch, MS, 38654

5beds
4baths
3,674sqft
$599,000
$163price/sqft
$4,025/moest. monthly cost
$161,000/yrincome needed

About This Home

WOW!! ABSOLUTE GORGEOUS HOME W/ A BEAUTIFUL SPARKLING 16ft x 36ft IN-GROUND POOL ON A LARGE ALMOST 1/2 ACRE LOT! ~ 5 BEDROOMS 3 1/2 BATHS~ CUSTOM PAINTED ALL BRICK EXTERIOR W/ CUSTOM CEDAR COLUMNS & SHUTTERS~ COVERED FRONT ~LARGE FOYER~ FORMAL DINING ROOM/OFFICE~ SPACIOUS LIVING ROOM W/ ROARING TALL CEILINGS AND GAS FIREPLACE~ STUNNING CHEF'S KITCHEN W/ MASSIVE CENTER ISLAND, DOUBLE OVENS, LARGE PANTRY, & CUSTOM TILED BACKSPLASH~ SPACIOUS PRIMARY BEDROOM W/ TRAY CEILINGS ~ CUSTOM SPA PRIMARY BATH W/ DOUBLE VANITY SINKS, LARGE SOAKER TUB, LARGE CUSTOM TILED WALK-IN KING SPA SHOWER, & LARGE PRIMARY WALK-IN CLOSET. ~ LARGE LAUNDRY ROOM~ ADDITIONAL BEDROOM DOWNSTAIRS W/ AN EN-SUITE BATH ~ 1/2 BATH ~STAIRS W/ CUSTOM WOOD STAIR TREADS & BEAUTIFUL CONTEMPORARY CUSTOM WROUGHT IRON RAILINGS THAT LEADS UPSTAIRS TO A UPPER FAMILY ROOM AND 3 ADDITIONAL BEDROOMS W/ ONE OF THE BEDROOMS WITH AN EN-SUITE BATH. ~ MASSIVE REAR COVERED PATIO OVERLOOKING THE BEAUTIFUL SPARKLING 16X36 IN-GROUND POOL! THIS HOME IS A MUST SEE! SCHEDULE YOUR APPOINTMENT TODAY!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

7/10
8/10
Center Hill MiddleGrades 6-84.2 mi
8/10
Center Hill High SchoolGrades 9-123.9 mi

Construction

Condition

  • Property condition: Move In Ready
  • Year built: 2020

Materials

  • Foundation: Slab
  • Roof: Architectural Shingles
  • Construction materials: Brick,Lap Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Double Oven,Gas Cooktop,Microwave,Stainless Steel Appliance(s)
  • Laundry features: Laundry Room,Main Level

Bedroom

  • Level: Main

Bedroom

  • Level: Upper

Bedroom

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Bonus Room

  • Level: Upper

Features

  • Built-in Features,Ceiling Fan(s),Crown Molding,Double Vanity,Eat-in Kitchen,Entrance Foyer,Granite Counters,High Ceilings,Kitchen Island,Open Floorplan,Pantry,Primary Downstairs,Recessed Lighting,Soaking Tub,Tray Ceiling(s),Walk-In Closet(s)
  • Door features: Dead Bolt Lock(s)
  • Window features: Blinds
  • Flooring: Carpet,Ceramic Tile,Hardwood
  • Fireplace features: Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,674
  • Total interior livable area: 3,674 sqft

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 2053080900051600

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: In Ground,Vinyl
  • Exterior features: Rain Gutters
  • Fencing: Back Yard,Privacy,Wood
  • Waterfront features: None

Lot

  • Lot size: 0.47 Acres
  • Lot size dimensions: 134.55 x 150

Parking

  • Total spaces: 3
  • Parking features: Garage Faces Side,Concrete
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Tornado
Cold Wave
Heat Wave
Lightning
Strong Wind
Ice Storm
Winter Weather

FEMA Declared Disasters in DeSoto County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,028$36,336
Home Insurance *$392$4,704
Property Taxes $264$3,168
Electricity $341$4,099
Total$4,025$48,300
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$138,000/yr
40% on housing$120,750/yr
45% on housing$107,333/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$163This listing

vs Other Active Listings

Avg $/sqft

ZIP 38654$156
DeSoto County$149

vs Homes Sold Last Month

Median $/sqft

ZIP 38654$163
DeSoto County$163

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-16Listed for sale$599,000
2020-09-14Sold--

For Sale by Agent

AgentJonathan L Bunch
BrokerageBest Real Estate Company, Llc

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