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14015 W Lake Rd, Vermilion, OH, 44089

3beds
2baths
2,696sqft
$350,000
$130price/sqft
$2,539/moest. monthly cost
$101,560/yrincome needed

About This Home

Experience Refined Lake-area Living In This Expansive 2,600+ Square Foot Residence Ideally Situated On West Lake Road Just Outside The Historic Charm Of Vermilion. Designed For Both Elegant Entertaining And Everyday Comfort, This 3-bedroom, 2-bath Home Offers An Open, Flowing Floor Plan With Impressively Scaled Rooms That Create A Sense Of Space And Sophistication Throughout.the Oversized Family Room Serves As The Heart Of The Home, Featuring Beautiful Sight-lines And Serene Peeks Of Lake Eriealso Enjoyed From The Private Back Patio, An Ideal Setting For Summer Evenings, Morning Coffee, Or Hosting Guests. Whether Envisioned As A Luxurious Seasonal Retreat, A Full-time Residence, Or An Income-producing Getaway, This Home Seamlessly Adapts To Your Lifestyle.generously Sized Living Areas Provide The Perfect Backdrop For Gatherings, While The Partially Finished Basement Adds Valuable Additional Living Spaceideal For A Media Room, Recreation Area, Bunk Room, Or Additional Guest Accommodations. The Spacious Layout And Multiple Living Zones Lend Themselves Beautifully To Short-term Rental Potential, Offering Flexibility For Larger Groups Seeking A Lake-area Escape.with Its Prime Proximity To The Water And The Attractions Of Vermilion's Downtown, The Property Presents An Exciting Opportunity For Those Exploring Vacation Rental Or Airbnb-style Use (subject To Local Regulations). The Scale Of The Home, Outdoor Entertaining Space, And Lake Views Make It Especially Appealing For Seasonal Visitors Looking To Experience The Charm Of Lake Erie Living.an Exceptional Opportunity To Enjoy Coastal Ambiance With Room To Entertain, Relax, And Potentially Generate Incomeall In One Remarkable Property.some Of The First Pictures Are Virtually Staged. Property Is Vacant.

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

6/10
7/10
Vermilion High SchoolGrades 8-121.0 mi
6/10
Sailorway Middle SchoolGrades 4-71.1 mi

Construction

Condition

  • Year built: 1967

Materials

  • Foundation: Basement
  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: None

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished

Bathroom

  • Level: Main

Bathroom1

  • Level: Main

Bedroom2

  • Level: Main
  • Area: 168

Bedroom3

  • Level: Main
  • Area: 169

Bedroom4

  • Area: 0

Bedroom5

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main
  • Area: 196

Family Room

  • Level: Main
  • Area: 400

Heating & Cooling

  • Heating features: Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,696
  • Total interior livable area: 2,696 sqft

Kitchen

  • Level: Main
  • Area: 221

Living Room

  • Level: Main
  • Area: 277.5

Master Bedroom

  • Level: Main
  • Area: 320

Property

Details

  • Parcel number: 1201390000

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio Witb Lake Views
  • Has view: Yes
  • View description: Lake,Water
  • Has water view: Yes
  • Water view: Lake,Water

Lot

  • Lot size: 0.36 Acres

Parking

  • Total spaces: 1
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Cold Wave
Hail
Ice Storm
Lightning
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$143$1,716
Property Taxes $338$4,056
Electricity $289$3,469
Total$2,539$30,468
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$87,051/yr
40% on housing$76,170/yr
45% on housing$67,706/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$130This listing

vs Other Active Listings

Avg $/sqft

ZIP 44089$244
Erie County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 44089$169
Erie County$142

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-28Listed for sale$415,000
2007-03-27Sold$155,000

For Sale by Agent

AgentSteven G. Lehmann
BrokerageTruth First Realty

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