122 Towne Centre Dr, Urbana, IA, 52345
About This Home
Step into your own private retreat with this stunning zero-entry ranch home—where the inside is wonderful, but the backyard truly steals the show! This home has been meticulously maintained and features a host of high-end upgrades throughout. You'll find luxury vinyl and ceramic tile flooring, an open floor plan and vaulted ceiling, expansive kitchen island with granite countertops, a large master suite with walk in closet, and newer appliances that all stay with the home. Step inside from the heated 2 stall garage to find a drop zone/laundry area with lots of storage. The home is also set up for gas or electric for the range and dryer, the water heater is tankless, and the roof is metal. Sliding doors lead out to the backyard oasis where you'll find a cozy covered porch, a spacious concrete patio perfect for entertaining or relaxing under the 10x12 gazebo (with screen). A privacy fence surrounds the yard with beautiful landscaping, raised garden beds, and a greenhouse with running water. You’ll also appreciate the 10x20 storage shed for tools and seasonal gear. Located right on the bike trail just minutes from I-380 with an easy drive to Waterloo or Cedar Rapids. This home blends convenience with tranquility—your perfect balance of town access and backyard paradise. Comes with a 1 year home warranty that includes all appliances! Nothing to do here except make it yours!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2021
Materials
- Foundation: Slab
- Construction materials: Frame,Stone,Vinyl Siding
Type & Style
- Home type: Condo
- Architectural style: Ranch
- Property subType: Condominium
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Disposal,Gas Water Heater,Microwave,Range,Refrigerator,Range Hood,Washer
- Laundry features: Main Level
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Features
- Breakfast Bar,Eat-in Kitchen,Kitchen/Dining Combo,Bath in Primary Bedroom,Main Level Primary,Vaulted Ceiling(s)
- Finished area below ground: 0
- Finished area above ground: 1,416
Heating & Cooling
- Heating features: Forced Air,Gas
- Cooling features: Central Air
Interior Area
- Total interior livable area: 1,416 sqft
Other
- Level: First
Property
Details
- Parcel number: 20039530
Features
- Stories: 1
- Patio & porch: Patio
- Exterior features: Fence
Lot
- Lot size: 7,405 sqft
- Features: Cul-De-Sac
- Lot size dimensions: 145 x 50
Parking
- Total spaces: 2
- Parking features: Attached,Garage,Heated Garage,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hail
- Strong Wind
- Winter Weather
- Drought
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,516 | $18,192 |
| Home Insurance * | $192 | $2,304 |
| Property Taxes | $372 | $4,464 |
| Electricity | $121 | $1,452 |
| Total | $2,201 | $26,412 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-29 | Price change | $299,900 |
| 2026-07-03 | Listed for sale | $310,000 |
| 2022-05-19 | Sold | $232,500 |
| 2022-04-01 | Pending sale | $234,900 |
| 2022-02-23 | Price change | $234,900 |
| 2021-12-21 | Listed for sale | $239,900 |
View on Zillow