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10334 Highway 96, Miller, MO, 65707

7beds
6baths
6,761sqft
$999,900
$148price/sqft
$6,936/moest. monthly cost
$277,440/yrincome needed

About This Home

Welcome home to peaceful country living with the perfect blend of luxury, comfort, and space. Situated on 20+ acres in Miller, MO, this custom-built 2020 estate was designed for everyday living, entertaining, and multi-generational possibilities. With room to add a future shop, barn, or additional outdoor amenities, the opportunities here are endless. Step inside and appreciate the open-concept design filled with natural light and spacious gathering areas. The inviting living room features a stone propane fireplace that creates the perfect cozy atmosphere. The chef's kitchen is complete with granite countertops, custom knotty alder cabinetry, updated appliances, gas cooktop with pot filler, dual ovens, and an oversized butler's pantry that makes hosting family and friends effortless. This home offers room for everyone with 5 bedrooms plus 2 non-conforming rooms ideal for multi-use or additional guest accommodations. The walkout basement expands the living space even further with an enormous second living area, small kitchenette, oversized storage and utility room, plus a dedicated storm shelter room for added peace of mind. Outdoor living is just as impressive. Start your mornings on the covered wraparound porch and unwind in the evenings on the expansive back deck overlooking the rolling acreage. The detached garage, known as ''The Guesthouse,'' offers flexibility with two more parking spaces, workshop benches, an office space downstairs, and an upper-level guest quarters featuring 2 bdrms, a full bath, kitchen, living/dinette area, laundry closet, and a hidden loft for added charm and privacy. Both the main home and guesthouse are equipped with Generac generators, providing comfort and security during inclement weather. Whether you're searching for an exceptional family estate, a multi-generational property, or simply a private retreat with room to spread out and enjoy the outdoors, this one-of-a kind property truly offers it all. Schedule your private tour today

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

7/10
Central Elementary SchoolGrades PK-62.1 mi
8/10
Miller High SchoolGrades 7-122.5 mi

Construction

Condition

  • Year built: 2020

Materials

  • Foundation: Poured Concrete
  • Roof: Metal
  • Construction materials: Cultured Stone,HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,Raised Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Propane Cooktop,Pot Filler,Propane Water Heater,Built-In Electric Oven,Additional Water Heater(s),Dryer,Washer,Microwave,Refrigerator,Disposal,Water Filtration
  • Laundry features: Main Level,W/D Hookup

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access,Exterior Entry,Storage Space,Finished,Full

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 6
  • Full bathrooms: 4
  • 1/2 bathrooms: 2

Features

  • Wet Bar,Marble Counters,In-Law Floorplan,Internet - Satellite,Internet - DSL,High Ceilings,Laminate Counters,Granite Counters,Walk-In Closet(s),Walk-in Shower
  • Window features: Blinds,Double Pane Windows
  • Flooring: Carpet,Tile,Laminate
  • Fireplace features: Family Room,Propane
  • Fireplace: Yes
  • Attic: Partially Floored
  • Finished area below ground: 1,515
  • Finished area above ground: 5,246

Heating & Cooling

  • Heating features: Forced Air,Central,Propane
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 6,761
  • Total interior livable area: 6,761 sqft

Property

Details

  • Parcel number: 038127000000013001
  • Other equipment: Generator

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Front Porch,Wrap Around,Rear Porch
  • Exterior features: Rain Gutters,Water Access
  • Has spa: Yes
  • Spa features: Bath
  • Has view: Yes
  • View description: Panoramic
  • Waterfront features: Wet Weather Creek

Lot

  • Lot size: 20.04 Acres
  • Features: Acreage,Rolling Slope

Parking

  • Total spaces: 4
  • Parking features: Additional Parking,Workshop in Garage,Storage,Garage Faces Side,Garage Faces Front,Garage Door Opener,Driveway
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Drought
Heat Wave
Inland Flooding
Ice Storm
Lightning
Winter Weather
Hail

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,056$60,672
Home Insurance *$956$11,472
Property Taxes $408$4,896
Electricity $516$6,195
Total$6,936$83,232
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$237,805/yr
40% on housing$208,080/yr
45% on housing$184,960/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$148This listing

vs Other Active Listings

Avg $/sqft

ZIP 65707$39
Lawrence County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 65707
Lawrence County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-15Listed for sale$999,900

For Sale by Agent

AgentAlan Evans
BrokerageReeceNichols - Springfield

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