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965 County Road 223, Stephenville, TX, 76401

4beds
3baths
3,200sqft
$1,450,000
$453price/sqft
$10,062/moest. monthly cost
$402,480/yrincome needed

About This Home

Located close to town, this home sits on 10 acres, on top of a hill. From front porch you can see downtown Stephenville and watch beautiful sunsets. There are four bedrooms, three full baths and an office. Open concept in kitchen area and all walls in kitchen and living area are covered in shiplap.Ten foot ceilings and eight foot doors are throughout home.Plantation shutters on all windows and fireplace is propane. Flooring is wood ceramic tile. Sprinkler system. Covered carport at back door doubles as an entertaining area. Home is spray foam insulated. Shop is foam insulated, 40x60, with a fully insulated well room with water softener, toilet in there. Firepit is under group of mature Oak trees. Property is fenced with electric gate, cattle pen, working chute and cattle guards. Generac Generator outside home. Come see! New 600 sq foot cabin on property, money making, and red covered bridge. RV hookup. What a dream place!

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

--
Central Elementary SchoolGrades PK-K3.4 mi
9/10
6/10
Stephenville High SchoolGrades 9-124.7 mi

Construction

Condition

  • Year built: 2020

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Metal Siding,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse,Modern,Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Some Gas Appliances,Built-In Gas Range,Convection Oven,Dishwasher,Electric Oven,Gas Cooktop,Disposal,Microwave,Plumbed For Gas,Some Commercial Grade,Water Softener,Tankless Water Heater,Vented Exhaust Fan

Bedroom

  • Level: First
  • Dimensions: 12 x 12

Bedroom

  • Level: First
  • Dimensions: 15 x 14

Bedroom

  • Level: First
  • Dimensions: 13 x 14

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: First
  • Dimensions: 11 x 18

Features

  • Decorative/Designer Lighting Fixtures,Eat-in Kitchen,Granite Counters,High Speed Internet,Kitchen Island,Pantry,Cable TV,Natural Woodwork,Walk-In Closet(s),Wired for Sound
  • Flooring: Ceramic Tile
  • Number of fireplaces: 1
  • Fireplace features: Blower Fan,Gas Log,Propane
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric,Propane
  • Cooling features: Electric

Interior Area

  • Total interior livable area: 3,200 sqft

Kitchen

  • Features: Kitchen Island
  • Level: First
  • Dimensions: 16 x 20

Living Room

  • Features: Fireplace
  • Level: First
  • Dimensions: 20 x 25

Master Bathroom

  • Level: First
  • Dimensions: 12 x 16

Master Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Dimensions: 18 x 15

Other

  • Level: First
  • Dimensions: 8 x 7

Other

  • Level: First
  • Dimensions: 11 x 10

Property

Details

  • Parcel number: R000076549

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Exterior features: Dog Run,Garden
  • Fencing: Fenced,Pipe

Lot

  • Lot size: 10 Acres
  • Features: Acreage,Back Yard,Cleared,Lawn,Landscaped,Many Trees,Sprinkler System

Parking

  • Total spaces: 2
  • Parking features: Aggregate,Door-Multi,Electric Gate
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Wildfire
    WildfireRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Inland Flooding
Lightning
Strong Wind
Wildfire
Drought
Hail
Heat Wave
Winter Weather

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,331$87,972
Home Insurance *$1,317$15,804
Property Taxes $1,063$12,756
Electricity $351$4,216
Total$10,062$120,744
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$344,982/yr
40% on housing$301,860/yr
45% on housing$268,320/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.3%
-1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$453This listing

vs Other Active Listings

Avg $/sqft

ZIP 76401$293
Erath County$313

vs Homes Sold Last Month

Median $/sqft

ZIP 76401$192
Erath County$201

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-15Price change$1,450,000
2026-05-13Listed for sale$1,475,000
2025-07-11Listing removed$1,339,000
2025-06-09Listed for sale$1,339,000
2025-03-03Contingent$1,399,000
2025-02-01Price change$1,399,000
2024-07-12Listed for sale$1,450,000
2023-04-06Listing removed--
2022-08-26Listing removed$1,450,000
2022-06-19Listed for sale$1,450,000

For Sale by Agent

AgentCindy Lively
BrokerageGather Home Realty

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