2 Kemble Avenue, Cold Spring, NY, 10516
About This Home
Located in the center of the Village, this jewel box features its own private driveway for up 2 cars. Move right into one of the original houses in Cold Spring, fully-renovated in turn-key condition. Perfect for a full-time residence or weekend home where you can leave the car and walk to the train. Bright living room has potential for a gas fireplace, with a cozy dining room and convenient kitchen. Upstairs, a full bedroom and showered bathroom. Expansive basement with natural light, washer & dryer and ample storage. Charming cafe area on the side and lovely blooming garden with rose-covered trellis in the front.
Getting Around
Very Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1906
Materials
- Foundation: Other
- Construction materials: Other
Type & Style
- Home type: SingleFamily
- Architectural style: Other
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Oven,Refrigerator
Basement
- Has basement: Yes
- Basement: Unfinished
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Features
- Original Details
- Number of fireplaces: 1
- Fireplace: Yes
- Attic: None
Heating & Cooling
- Heating features: Oil
- Cooling features: Wall/Window Unit(s)
Interior Area
- Total structure area: 880
- Total interior livable area: 880 sqft
Property
Details
- Parcel number: 37260104800800060450000000
- Special condition: None
Lot
- Lot size: 1,221 sqft
Parking
- Parking features: Off Street
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Putnam County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,149 | $25,788 |
| Home Insurance * | $127 | $1,524 |
| Property Taxes | $750 | $9,000 |
| Electricity | $246 | $2,954 |
| Total | $3,272 | $39,264 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-18 | Pending sale | $425,000 |
| 2026-07-31 | Listed for sale | $425,000 |
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