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400 Mill Creek Rd, Sunset, SC, 29685

1beds
1baths
480sqft
$348,998
$727price/sqft
$2,160/moest. monthly cost
$86,400/yrincome needed

About This Home

Nestled on 1.5 wooded acres, this newly built 1-bedroom, 1-bath cottage offers the perfect blend of rustic charm and modern comfort—ideal for a weekend getaway or full-time living. The cottage features an open floor plan with vaulted ceilings, durable low-maintenance flooring and large windows that fill the space with natural light. Every detail creates a warm, welcoming atmosphere that feels cozy and spacious. Step outside to enjoy your peaceful surroundings. Bordered by the South Carolina Wildlife Management Area and a year-round creek, this property offers privacy and a true connection to nature. Relax on the spacious patio, unwind in your hot tub, or gather around a fire pit under the stars. Features: • New Construction • living area—with area for expansion • Low-maintenance landscaping • Low-maintenance floor and wall surfaces • Private driveway/ample parking/additional space for boats or recreational vehicles VALUE ADDED: • Double insulated windows • On Demand propane water heater • Extensive insulation—interior/exterior/floor/ceiling • 50 year siding • 40 year 26 gauge metal roofing • GREE ductless air conditioning/ductless mini-split heat pump system • 6” concrete monolithic foundation/patio • 185 ft Deep Well • 1000 gallon septic tank • Expanded crawl space—clean and enclosed • Underground electric Located just minutes from hiking and biking trails, as well as fishing and hunting opportunities, this property offers peaceful seclusion and unlimited access to outdoor adventure!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

8/10
Hagood Elementary SchoolGrades PK-511.3 mi
6/10
Pickens Middle SchoolGrades 6-811.8 mi
6/10
Pickens High SchoolGrades 9-1210.5 mi

Construction

Condition

  • Property condition: New Construction,Never Occupied
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Washer

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Ceiling Fan(s),Main Level Primary
  • Flooring: Vinyl

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 480
  • Total interior livable area: 480 sqft

Property

Details

  • Parcel number: 414500033601

Features

  • Levels: One
  • Stories: 1
  • Living area range: 0-999

Lot

  • Lot size: 1.47 Acres
  • Features: Not In Subdivision,Outside City Limits

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Inland Flooding
Landslide
Lightning
Strong Wind

FEMA Declared Disasters in Pickens County and South Carolina

Fire
Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,764$21,168
Home Insurance *$67$804
Property Taxes $125$1,500
Electricity $204$2,449
Total$2,160$25,920
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$74,057/yr
40% on housing$64,800/yr
45% on housing$57,600/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$727This listing

vs Other Active Listings

Avg $/sqft

ZIP 29685$575
Pickens County$248

vs Homes Sold Last Month

Median $/sqft

ZIP 29685$549
Pickens County$187

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-16Listed for sale$348,998
2016-10-25Sold$40,000

New Construction

AgentRalph Harvey, III
BrokerageListWithFreedom.com

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