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39 Harbor Rd, Jekyll Island, GA, 31527

4beds
4baths
2,385sqft
$1,070,000
$449price/sqft
$5,948/moest. monthly cost
$237,920/yrincome needed

About This Home

Discover refined coastal living in this beautifully upgraded 3-bedroom, 3 1/2-bathroom residence in the exclusive Moorings at Jekyll Harbor. With 2385 sq. ft. of meticulously designed space and high-end finishes, this home is extensively upgraded with premium improvements throughout and exemplifies comfort, quality, and timeless craftsmanship.the garage, porches and uuother areas are 1407 sq. Feet. Ideally situated near the Jekyll Island Marina, Zachary’s Riverhouse Restaurant, and the causeway for easy access on and off the island, this is an opportunity you won’t want to miss. Exceptional Features & Premium Upgrades Include: • Elevator to all three floors for convenience, accessibility, and aging-in-place comfort • Massive 1,407 sq. ft. 4-car garage with dual custom finishes: Gorilla Coating and an additional high-end epoxy floor and adjacent ground-level patio overlooking the pool • Two spacious screened porches, both with upgraded aluminum insect screens - ideal for coastal breezes and serene tree-lined views overlooking the pool and beautiful live oaks • Chef’s kitchen remodel featuring custom cabinetry and elegant finishes by "Shelf Genie of the Coastal South" • Master bathroom remodel with high-end cabinetry and a custom-designed system from “"Closet and Cabinet Experts" for optimal organization • Frameless glass shower doors in all three bathrooms for a sleek, spa-like aesthetic • Electric power-driven shades throughout the home—on patio doors, all three bedrooms, and the living area—providing privacy and light control at the touch of a button • Dehumidifier for HVAC system for enhanced comfort and efficiency in the coastal climate • Extensive bonus room remodel featuring added windows, shiplap walls, and Levolour window treatments—plus dedicated custom attic storage areas • Shiplap walls throughout the second-floor living and bedroom areas, adding warmth and character • Custom Levolour window treatments on all windows for consistency and elegance • Additional upgrades include step tread carpet on stairs, a new washer and dryer updated garage lighting, and an anti-fungal HVAC drain system Location Highlights: Walking distance to the marina, restaurants, and riverfront • Quick access to the Beach Village, Historic District, bike paths, and Jekyll’s pristine beaches • Peaceful, secure, and beautifully maintained community with pool access and water views Whether you seek a primary residence, a high-end vacation home, or an investment property, this coastal retreat offers unmatched quality and value. Every inch of this home has been upgraded with care, function, and timeless style. Opportunities like this don’t last—schedule your private showing today and step into the luxury coastal lifestyle you’ve been dreaming of.

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
61
BikeBikeable

Schools

8/10
5/10
Glynn Middle SchoolGrades 6-87.4 mi
10/10
Glynn AcademyGrades 9-128.2 mi

Construction

Condition

  • Year built: 2021

Materials

  • Foundation: Concrete Perimeter,Pillar/Post/Pier,Raised
  • Roof: Composition,Pitched,Tar/Gravel
  • Construction materials: HardiPlank Type,Concrete

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Some Electric Appliances,Dryer,Dishwasher,Microwave,Oven,Range,Refrigerator,Range Hood,Self Cleaning Oven
  • Laundry features: Washer Hookup,Dryer Hookup,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Kitchen Island,Pantry,Ceiling Fan(s),Elevator,Programmable Thermostat
  • Door features: Insulated Doors,Storm Door(s)
  • Window features: Double Pane Windows,Storm Window(s)
  • Flooring: Carpet,Hardwood,Tile,Vinyl
  • Common walls with other units/homes: 1 Common Wall,No One Above,No One Below,End Unit

Heating & Cooling

  • Heating features: Central,Electric,Zoned
  • Cooling features: Central Air,Electric,Zoned

Interior Area

  • Total interior livable area: 2,385 sqft

Property

Details

  • Parcel number: 0601272
  • Attached to another structure: Yes
  • On leased land: Yes
  • Lease amount: 1372

Features

  • Pool features: In Ground,Salt Water,Association
  • Exterior features: Sprinkler/Irrigation,Paved Driveway
  • Has view: Yes
  • View description: Marsh View,Other
  • Waterfront features: Beach Access

Lot

  • Features: Landscaped,Pond on Lot
  • Lot size dimensions: ,,,

Parking

  • Total spaces: 6
  • Parking features: Attached,Covered,Driveway,Underground,Golf Cart Garage,Garage Door Opener,Paved,Storage
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Cold Wave
Heat Wave
Lightning
Strong Wind
Wildfire
Tsunami

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,410$64,920
Home Insurance *$251$3,012
Property Taxes $56$672
Electricity $231$2,780
Total$5,948$71,376
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$203,931/yr
40% on housing$178,440/yr
45% on housing$158,613/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.1%
5.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -3.2%
-3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$449This listing

vs Other Active Listings

Avg $/sqft

ZIP 31527$360
Glynn County$348

vs Homes Sold Last Month

Median $/sqft

ZIP 31527$532
Glynn County$190

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-09Price change$1,070,000
2025-07-13Price change$1,075,000
2025-04-14Price change$1,100,000
2025-04-01Listed for sale$1,250,000
2022-01-21Sold$665,797
2021-02-22Pending sale$656,900

For Sale by Agent

AgentWendy Cook
BrokerageeXp Realty, LLC

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