605 Bedford St, Clear Lake, IA, 50428
About This Home
Why wait to build, move right into this stunning 5 bed, 3 bath home—only 3 years old! Designed for modern living, the open-concept main level offers a bright, spacious feel. The primary suite features a walk-in shower and oversized soaking tub, with two additional bedrooms 1 bath on the main level. The fully finished lower level is perfect for entertaining, movie nights, or game nights, plus includes 2 bedrooms and a full bath. Enjoy the landscaped yard with sprinkler system for easy maintenance. Comfort, efficiency, and low-maintenance living throughout. Schedule your showing today! Seller is related to listing agent.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2022
Materials
- Foundation: Poured
- Roof: Asphalt
- Construction materials: Frame,Attic Insulation
Type & Style
- Home type: SingleFamily
Interior
Appliances
- Appliances included: Appliances Negotiable
Basement
- Has basement: Yes
- Basement: Full Finished
Bathroom1
- Features: Oversized Tub
Bedroom1
- Level: Main
- Area: 210
Bedroom2
- Level: Main
- Area: 144
Bedroom3
- Level: Main
- Area: 180
Bedroom4
- Level: Lower
- Area: 210
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Main level bathrooms: 2
- Main level bedrooms: 3
Dining Room
- Features: KIT/DR Combo,LR/DR Combo
Family Room
- Level: Lower
- Area: 560
Features
- Ceiling Fan(s),Walk-In Closet(s)
- Window features: Double Hung
- Flooring: Laminate
Heating & Cooling
- Heating features: Electric
- Cooling features: Central Air
Interior Area
- Total structure area: 3,744
- Total interior livable area: 3,744 sqft
Kitchen
- Level: Main
- Area: 300
Living Room
- Level: Main
- Area: 280
Master Bathroom
- Features: Master Bath,Master Bath Shower
Property
Details
- Parcel number: 052520600200
- Zoning description: Z3 - General Urban District
Features
- Levels: One
- Patio & porch: Patio,Deck
- Exterior features: Sprinkler System
Lot
- Lot size: 0.28 Acres
- Lot size dimensions: 95 x 130
Parking
- Total spaces: 3
- Parking features: Attached,Heated Garage,Concrete
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Drought
- Tornado
- Winter Weather
- Hail
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,387 | $40,644 |
| Home Insurance * | $449 | $5,388 |
| Property Taxes | $282 | $3,384 |
| Electricity | $279 | $3,351 |
| Total | $4,397 | $52,764 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-17 | Listed for sale | $689,000 |
| 2026-03-01 | Listing removed | $689,000 |
| 2025-08-28 | Price change | $689,000 |
| 2025-07-17 | Price change | $679,900 |
| 2025-06-18 | Listed for sale | $690,000 |
| 2023-11-09 | Sold | $630,000 |
| 2023-07-14 | Listing removed | -- |
| 2023-01-13 | Listed for sale | $630,000 |
| 2022-05-26 | Sold | $61,500 |
| 2021-04-12 | Pending sale | $61,500 |
| 2021-03-12 | Price change | $61,500 |
| 2020-12-12 | Listed for sale | $60,000 |
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