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406 The Inlt, Avon Lake, OH, 44012

4beds
3baths
2,500sqft
$689,900
$276price/sqft
$4,751/moest. monthly cost
$190,040/yrincome needed

About This Home

Award winning Kopf Builders presents the Harbor Springs in the Harbor of Avon Lake. This sophisticated home combines luxury with elegant casual living. Open floorplan featuring 2,500 square feet of living space with an abundance of windows with vaulted ceilings! Chef's dream kitchen with white shaker cabinets, floating shelves and oversized island! Walk-in pantry, first floor owner's suite with luxury tile shower and barn doors. This home boasts a front porch entry and a covered veranda to the rear. Second level features two ample bedrooms, full bath, loft and optional storage or bedroom. Expect the finest quality from Kopf Builders. This is the model home reflecting the base price and is not for sale.

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

10/10
6/10
Learwood Middle SchoolGrades 7-81.0 mi
9/10
Avon Lake High SchoolGrades 9-122.6 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2021

Materials

  • Foundation: Slab
  • Roof: Asphalt,Fiberglass
  • Construction materials: Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod,Cluster Home
  • Property subType: Multi Family,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Humidifier,Microwave,Range

Bedroom

  • Features: Window Treatments
  • Level: First
  • Dimensions: 13.00 x 12.00

Bedroom

  • Features: Window Treatments
  • Level: Second
  • Dimensions: 13.00 x 11.00

Bedroom

  • Features: Window Treatments
  • Level: Second
  • Dimensions: 13.00 x 11.00

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 2

Dining Room

  • Features: Window Treatments
  • Level: First
  • Dimensions: 13.00 x 11.00

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area above ground: 2,500

Great Room

  • Features: Fireplace,Window Treatments
  • Level: First
  • Dimensions: 19.00 x 18.00

Heating & Cooling

  • Heating features: Forced Air,Fireplace(s),Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,500
  • Total interior livable area: 2,500 sqft

Kitchen

  • Features: Window Treatments
  • Level: First
  • Dimensions: 15.00 x 13.00

Laundry

  • Level: First
  • Dimensions: 8.00 x 5.00

Loft

  • Features: Window Treatments
  • Level: Second
  • Dimensions: 22.00 x 13.00

Other

  • Level: Second
  • Dimensions: 20.00 x 8.00

Primary Bedroom

  • Features: Window Treatments
  • Level: First
  • Dimensions: 16.00 x 14.00

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0400029111040
  • Special condition: Builder Owned

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio,Porch
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water

Lot

  • Lot size: 7,405 sqft
  • Features: Other
  • Lot size dimensions: 64 x 115

Parking

  • Parking features: Attached,Electricity,Garage,Garage Door Opener,Paved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hail
Ice Storm
Strong Wind
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,488$41,856
Home Insurance *$208$2,496
Property Taxes $787$9,444
Electricity $268$3,217
Total$4,751$57,012
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$162,891/yr
40% on housing$142,530/yr
45% on housing$126,693/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.4%
7.4%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$276This listing

vs Other Active Listings

Avg $/sqft

ZIP 44012$258
Lorain County$149

vs Homes Sold Last Month

Median $/sqft

ZIP 44012$222
Lorain County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-22Price change$689,900
2025-04-24Price change$681,900
2024-03-11Listed for sale$669,900
2023-12-16Listing removed--
2022-05-09Price change$669,900
2022-03-02Price change$655,900
2022-01-25Price change$626,900
2022-01-03Price change$614,900
2021-11-15Listed for sale$573,400

New Construction

AgentGregg M Wasilko
BrokerageHoward Hanna

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