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172 Flagstone Rd, Gravois Mills, MO, 65037

5beds
4baths
5,026sqft
$789,900
$157price/sqft
$5,268/moest. monthly cost
$210,720/yrincome needed

About This Home

Recently remodeled & looking beautiful. Sitting on 27+ gorgeous acres just minutes from Laurie, this home offers one level living with 4 bedrooms & 3 baths, a well equipped kitchen with an 5' x 8' island, living area, family room area & laundry all on the main level. Upon entry, you are greeted with a beautiful stone wall with a 2 way fireplace shared with the roomy master bedroom. The master bath has double vanities, walk in shower & a separate tub. The spacious family room with adjoining office area walks out to the large deck that is ramp accessible. Adjoining the deck is a 14' x 29' 3 season room equipped with a hot tub. The lower level has a wet bar & game room area, the 5th bedroom (non conforming), full bath & a bonus room with a built in safe. The oversized attached garage has a 20'w x 10' h garage door AND an inside concrete ramp that leads to the lower level for moving larger items in/out conveniently. ENERGY EFFICIENT!! Check out the attached electric bills & info on the heating systems. Included is a 50' x 60' Steel, insulated outbuilding, a playground area, beautiful stocked pond & stone fire pit. This home offers too much to list. You need to check it out.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

4/10
4/10
Morgan Co. Middle SchoolGrades 6-814.9 mi
4/10
Morgan Co. High SchoolGrades 9-1214.9 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1998

Materials

  • Foundation: Basement,Poured
  • Roof: Architectural,Shingle
  • Construction materials: Cedar

Notable Dates

  • Major remodel year: 2024

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Oven,Cooktop,Double Oven,Dishwasher,Microwave,Refrigerator,Water Softener Owned

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bathroom

  • Level: Lower

Bedroom

  • Level: Main

Bedroom

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Bonus Room

  • Level: Lower

Family Room

  • Level: Main

Features

  • Wet Bar,Ceiling Fan(s),Fireplace,Partially Furnished,Vaulted Ceiling(s),Walk-In Closet(s),Walk-In Shower,Wired for Sound,Window Treatments,Central Vacuum
  • Window features: Window Treatments
  • Flooring: Luxury Vinyl Plank
  • Number of fireplaces: 1
  • Fireplace features: One
  • Fireplace: Yes

Game Room

  • Level: Lower

Heating & Cooling

  • Heating features: Electric,Forced Air,Hot Water,Solar,Wood
  • Cooling features: Central Air

Interior Area

  • Total structure area: 5,432
  • Total interior livable area: 5,026 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Other

  • Level: Main

Other

  • Level: Main

Property

Accessibility

  • Accessibility features: Low Threshold Shower

Details

  • Parcel number: 205021000000003008
  • Zoning description: Residential
  • Exclusions: Furnishings not on the incl list,w/d,foosball table.

Features

  • Levels: Two
  • Stories: 1
  • Patio & porch: Deck,Open,Porch,Screened
  • Exterior features: Blacktop Driveway,Deck,Fence,Hot Tub/Spa,Porch,Workshop
  • Has spa: Yes
  • Has view: Yes

Lot

  • Lot size: 27.81 Acres
  • Features: Acreage,Gentle Sloping,Outside City Limits,Open Lot,Pond on Lot,Views,Wooded
  • Lot size dimensions: 27 acres

Parking

  • Total spaces: 6
  • Parking features: Attached,Electricity,Garage,Garage Door Opener,Heated Garage,Insulated Garage,Workshop in Garage,Water Available
  • Has garage: Yes
  • Attached garage spaces: 6
  • Covered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Ice Storm
Lightning
Tornado
Winter Weather
Cold Wave
Hail
Strong Wind
Wildfire

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,994$47,928
Home Insurance *$576$6,912
Property Taxes $315$3,780
Electricity $383$4,605
Total$5,268$63,216
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$180,617/yr
40% on housing$158,040/yr
45% on housing$140,480/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -4.7%
-4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$157This listing

vs Other Active Listings

Avg $/sqft

ZIP 65037$217
Morgan County$189

vs Homes Sold Last Month

Median $/sqft

ZIP 65037
Morgan County$231

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-08Price change$799,900
2026-04-15Price change$849,900
2026-02-03Price change$875,000
2025-05-05Price change$895,000
2025-04-07Price change$949,900
2025-03-11Listed for sale$974,900

For Sale by Agent

AgentBarbara Stockwell
BrokerageRE/MAX at the Lake

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