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9629 N Kings Point, Irons, MI, 49644

3beds
2baths
2,274sqft
$435,000
$191price/sqft
$3,494/moest. monthly cost
$139,760/yrincome needed

About This Home

Nestled at the end of a private drive on the banks of the highly sought-after Little Manistee River, this beautifully remodeled year-round waterfront retreat offers the perfect blend of Up North charm and modern comfort. Situated on 137' of private river frontage, this exceptional 3-bedroom, 2-bath home features panoramic views of the river bend from a spacious entertaining deck, complete with steps leading to the water and the rare luxury of a private river dock—perfect for launching kayaks, fishing boats, canoes, or spending lazy summer afternoons floating the river. A thoughtfully designed addition completed in 1996 makes up 50% of this home, while the original 1940's 1/2 has been extensively updated throughout with updated windows, modern appliances, and new roofs on both the home and detached garage, creating a move-in-ready retreat you'll enjoy for years to come. Inside, you'll be welcomed by an open, light-filled floor plan designed for gathering family and friends. The expansive kitchen is the heart of the home, offering abundant workspace and seating while flowing seamlessly into the dining area and spacious living room. A cozy sunroom overlooks the river and opens directly onto the deck, bringing the outdoors in and providing the perfect place to relax with your morning coffee or unwind after a day on the water. Outside, beautifully landscaped grounds surround the home, creating a peaceful setting that attracts abundant wildlife. Spend evenings around the campfire, enjoy the sounds of the river, or simply soak in the tranquility that makes this property so special. A large detached garage provides plenty of room for vehicles, boats, kayaks, snowmobiles, ATVs, and all your Up North recreational gear. Located in the heart of Irons, you'll enjoy easy access to hundreds of lakes, rivers, and streams, thousands of acres of public land, and miles of ORV and snowmobile trails. You're also just 35 minutes from the shopping, dining, and Lake Michigan beaches of Ludington, approximately 90 minutes from Traverse City's renowned wineries, restaurants, and boutiques, and only 18 minutes from Caberfae Peaks for skiing and year-round recreation. Whether you're searching for a full-time residence, a weekend getaway, or the ultimate family vacation retreat, 9629 N. Kings Point offers the waterfront lifestyle you've been dreaming of. Schedule your private showing today—this is a property that truly must be experienced in person to be fully appreciated.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

3/10
KND ElementaryGrades K-612.2 mi
5/10
Brethren Middle SchoolGrades 7-812.2 mi
6/10
Brethren High SchoolGrades 9-1212.2 mi

Construction

Condition

  • Year built: 1996

Materials

  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Oven,Range,Refrigerator
  • Laundry features: Laundry Room,Main Level,Sink

Basement

  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 1

Features

  • Ceiling Fan(s)
  • Flooring: Carpet,Tile
  • Finished area below ground: 651

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 2,274
  • Total interior livable area: 2,274 sqft

Property

Details

  • Parcel number: 0401601610

Features

  • Stories: 1
  • On waterfront: Yes
  • Waterfront features: River
  • Waterbody name: Manistee River

Lot

  • Lot size: 0.57 Acres
  • Features: Wooded,Rolling Hills,Shrubs/Hedges
  • Lot size dimensions: 118' x 74' x 114' x 72' x 119' x 18' x 107

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Inland Flooding
Lightning
Cold Wave

FEMA Declared Disasters in Lake County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,199$26,388
Home Insurance *$204$2,448
Property Taxes $843$10,116
Electricity $248$2,976
Total$3,494$41,928
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$119,794/yr
40% on housing$104,820/yr
45% on housing$93,173/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 1.6%
1.6%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$191This listing

vs Other Active Listings

Avg $/sqft

ZIP 49644$153
Lake County$97

vs Homes Sold Last Month

Median $/sqft

ZIP 49644
Lake County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-18Listed for sale$435,000
2026-07-14Listing removed$435,000
2026-06-04Listed for sale$435,000
2026-04-13Contingent$435,000
2026-02-10Listed for sale$435,000
2020-11-03Sold$240,000
2014-05-19Sold$110,250

For Sale by Agent

AgentAudrey Taber
BrokerageIrons Real Estate

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