19817 Cottonwood St, Gretna, NE, 68028
About This Home
4.75% VA ASSUMABLE LOAN. Full stop. Now add a custom Gretna walkout on over a quarter acre, floor-to-ceiling fireplace wall, oversized granite island with cabinets on both sides, gas cooktop, wall oven and wall microwave, farmhouse sink, floor-to-ceiling tiled showers, granite wet bar in the walkout basement, and a covered composite deck with brand new grill. There is also a garage heater. The house was upgraded with casement windows and custom blinds. Riding mower, pool table, and TVs included(if wanted). The rate is rare. The house is rarer.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Not New and NOT a Model
- Year built: 2022
Materials
- Foundation: Other
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Refrigerator,Freezer,Dishwasher,Disposal,Trash Compactor,Microwave,Double Oven,Warming Drawer,Cooktop
Basement
- Area: 1839
Basement
- Has basement: Yes
- Basement: Walk-Out Access
Bedroom2
- Level: Main
Bedroom3
- Level: Main
Bedroom4
- Level: Basement
Bedroom5
- Level: Basement
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 1
- 3/4 bathrooms: 2
- Main level bathrooms: 2
Features
- Wet Bar,High Ceilings
- Flooring: Carpet
- Number of fireplaces: 1
- Fireplace features: Electric
- Fireplace: Yes
- Finished area below ground: 1,306
- Finished area above ground: 1,855
Heating & Cooling
- Heating features: Natural Gas,Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 3,161
- Total interior livable area: 3,161 sqft
Master Bathroom
- Features: Full
Master Bedroom
- Level: Main
Property
Details
- Parcel number: 011606930
Features
- Patio & porch: Covered Deck,Deck,Covered Patio
- Exterior features: Sprinkler System
- Fencing: Privacy
Lot
- Lot size: 0.28 Acres
- Features: Over 1/4 up to 1/2 Acre,Subdivided
- Lot size dimensions: 68.6 x 182.75 x 83.27 x 151.95
Parking
- Total spaces: 3
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Hail
- Strong Wind
- Winter Weather
- Cold Wave
- Heat Wave
- Ice Storm
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Nebraska Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,033 | $36,396 |
| Home Insurance | $459 | $5,508 |
| Property Taxes | $1,122 | $13,464 |
| Electricity | $195 | $2,341 |
| Total | $4,809 | $57,708 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-07 | Price change | $600,000 |
| 2026-03-19 | Listed for sale | $610,000 |
| 2025-09-01 | Listing removed | $623,900 |
| 2025-07-31 | Price change | $623,900 |
| 2025-06-19 | Listed for sale | $628,900 |
| 2025-06-17 | Listing removed | $628,900 |
| 2025-06-09 | Price change | $628,900 |
| 2025-05-07 | Price change | $633,900 |
| 2025-04-10 | Listed for sale | $638,900 |
| 2022-06-07 | Sold | $550,000 |
| 2022-02-14 | Pending sale | $552,816 |
| 2022-01-28 | Listed for sale | $552,816 |
View on Zillow