




12007 S 109th St, Papillion, NE, 68046
About This Home
Welcome to The Paloma! This beautifully designed home offers over 1,900 square feet on the main floor, complemented by an additional 1,300 square feet in the finished daylight lower level, providing ample space for comfortable living. Features include elegant quartz countertops, impressive 10-foot ceilings, and stylish 9-foot interior doors. The modern kitchen is equipped with stainless steel appliances and features a huge island along with a spacious walk-in pantry for all your storage needs. The primary suite serves as a true retreat, featuring a double door entry that leads to a luxurious owner's bath complete with a walk-in shower and closet. In addition to the primary suite, there are two more bedrooms on the main floor, offering flexibility for family or guests. The finished lower level boasts a recreational room, an extra bedroom, and a three-quarter bath, providing even more versatility and space for entertainment. Under construction. Photos are of similar finished home.
Getting Around
Schools
Construction
Condition
- Property condition: Under Construction
- New construction: Yes
- Year built: 2026
Materials
- Foundation: Concrete Perimeter
- Roof: Composition
Other
- Builder name: The Home Company
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Laundry features: Luxury Vinyl Plank
Basement
- Area: 1904
Basement
- Has basement: Yes
- Basement: Daylight,Egress,Full,Finished
Bedroom2
- Features: Wall/Wall Carpeting, Walk-In Closet(s)
- Level: Main
- Area: 120
Bedroom3
- Features: Wall/Wall Carpeting, Walk-In Closet(s)
- Level: Main
- Area: 136.64
Bedroom4
- Features: Wall/Wall Carpeting
- Level: Basement
- Area: 179.2
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 1
- 3/4 bathrooms: 2
- Main level bathrooms: 2
Features
- Number of fireplaces: 1
- Fireplace features: Living Room,Electric
- Fireplace: Yes
- Finished area below ground: 1,372
- Finished area above ground: 1,904
Heating & Cooling
- Heating features: Natural Gas,Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 3,276
- Total interior livable area: 3,276 sqft
Kitchen
- Features: 9'+ Ceiling, Dining Area, Pantry, Luxury Vinyl Plank
- Level: Main
- Area: 257.4
Living Room
- Features: Fireplace, 9'+ Ceiling, Ceiling Fan(s), Luxury Vinyl Plank
- Level: Main
- Area: 281.16
Master Bathroom
- Features: 3/4, Double Sinks
Master Bedroom
- Features: Wall/Wall Carpeting, 9'+ Ceiling, Ceiling Fan(s), Walk-In Closet(s)
- Level: Main
- Area: 213.2
Property
Details
- Parcel number: 011607508
Features
- Exterior features: None
- Fencing: None
Lot
- Lot size: 10,715 sqft
- Features: Up to 1/4 Acre.,Subdivided
- Lot size dimensions: 82.7 x 130
Parking
- Total spaces: 3
- Parking features: Garage - Attached
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Hail
- Strong Wind
- Winter Weather
- Cold Wave
- Heat Wave
- Ice Storm
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Nebraska Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,700 | $32,400 |
| Home Insurance | $368 | $4,416 |
| Property Taxes | $928 | $11,136 |
| Electricity | $202 | $2,426 |
| Total | $4,198 | $50,376 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-06 | Price change | $534,000 |
| 2026-04-24 | Listed for sale | $545,726 |
