103 N Pier St, Saint Joseph, MI, 49085
About This Home
Welcome to a once-in-a-lifetime opportunity to own a true piece of Great Lakes history--originally established in 1876 as 'Coast Guard St. Joseph and Life-Saving Station', one of only nine stations serving the Great Lakes. This iconic property has been masterfully reimagined into a stunning 2,533 SqFt luxury residence where historic significance meets modern sophistication. Featuring 6 bedrooms and 4 full baths, including two main-floor en-suite primary retreats, this home offers exceptional flexibility for guests and multi-generational living. The gourmet kitchen showcases high-end finishes and thoughtful design, perfect for entertaining or quiet waterfront mornings or evenings. Enjoy captivating water views of the channel connecting the St. Joseph River to Lake Michigan, where boats pass by and sunsets steal the show. A spacious basement provides excellent storage, while every inch of the home reflects top-to-bottom luxury renovations. 'See More Remarks' Ideally located just moments from Silver Beach, Tiscornia Beach, the iconic St. Joseph Lighthouse and Pier, St. Joseph River Yacht Club, as well as, the vibrant downtown of St. Joseph--you'll experience the very best of Southwest Michigan coastal living. This beautiful home and amazing area is all within two hours of Chicago and three hours from Detroit. Come visit it yourself and make it your next home or second home.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1876
Materials
- Roof: Other,Shingle
- Construction materials: Brick,Shingle Siding,Other
Type & Style
- Home type: SingleFamily
- Architectural style: Historic
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Humidifier,Dishwasher,Disposal,Dryer,Freezer,Range,Refrigerator,Washer
- Laundry features: In Basement
Basement
- Basement: Full
Bathroom2
- Level: Main
- Area: 35
- Dimensions: 5.00 x 7.00
Bathroom3
- Level: Upper
- Area: 132
- Dimensions: 12.00 x 11.00
Bathroom4
- Level: Upper
- Area: 132
- Dimensions: 12.00 x 11.00
Bedroom2
- Level: Main
- Area: 135
- Dimensions: 9.00 x 15.00
Bedroom3
- Level: Upper
- Area: 165
- Dimensions: 11.00 x 15.00
Bedroom4
- Level: Upper
- Area: 165
- Dimensions: 11.00 x 15.00
Bedroom5
- Level: Upper
- Area: 187
- Dimensions: 17.00 x 11.00
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 4
- Full bathrooms: 4
- Main level bedrooms: 2
Dining Area
- Level: Main
- Area: 154
- Dimensions: 14.00 x 11.00
Features
- Eat-in Kitchen
- Window features: Skylight(s),Screens,Insulated Windows
- Flooring: Ceramic Tile,Tile,Wood
- Finished area below ground: 0
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 2,533
- Total interior livable area: 2,533 sqft
Kitchen
- Level: Main
- Area: 121
- Dimensions: 11.00 x 11.00
Living Room
- Level: Main
- Area: 299
- Dimensions: 13.00 x 23.00
Master Bathroom
- Level: Main
- Area: 35
- Dimensions: 5.00 x 7.00
Master Bedroom
- Level: Main
- Area: 135
- Dimensions: 9.00 x 15.00
Other
- Level: Main
- Area: 63
- Dimensions: 9.00 x 7.00
Other
- Level: Main
- Area: 35
- Dimensions: 5.00 x 7.00
Other
- Level: Main
- Area: 35
- Dimensions: 7.00 x 5.00
Other
- Level: Upper
- Area: 187
- Dimensions: 17.00 x 11.00
Other
- Level: Basement
- Area: 1197
- Dimensions: 21.00 x 57.00
Other
- Level: Basement
- Area: 120
- Dimensions: 10.00 x 12.00
Property
Details
- Parcel number: 117600230021005
- Zoning description: 401
Features
- Stories: 2
- On waterfront: Yes
- Waterfront features: Channel,Lake,River
- Waterbody name: Saint Joseph River
Lot
- Lot size: 0.34 Acres
- Features: Level,Cul-De-Sac
- Lot size dimensions: 99' x 147'
Parking
- Parking features: Permit Required
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Inland Flooding
- Strong Wind
- Tornado
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Berrien County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $11,119 | $133,428 |
| Home Insurance * | $934 | $11,208 |
| Property Taxes | $1,869 | $22,428 |
| Electricity | $276 | $3,315 |
| Total | $14,198 | $170,376 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-24 | Listed for sale | $2,395,000 |
| 2026-04-24 | Listing removed | $2,450,000 |
| 2025-09-05 | Price change | $2,450,000 |
| 2025-07-25 | Price change | $2,650,000 |
| 2025-05-28 | Price change | $2,699,000 |
| 2024-11-01 | Listed for sale | $2,750,000 |
View on Zillow