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13981 Adelfa, Fort Pierce, FL, 34951

2beds
2baths
1,206sqft
$172,900
$143price/sqft
$1,510/moest. monthly cost
$60,400/yrincome needed

About This Home

Come Experience FLORIDA RESORT LIFESTYLE --- Tranquil community with peace of mind. RECENT BUILT 2021 CBS Home with Metal Roof and Impact Windows. Priced with Great Value Savings. Spanish Lakes Community includes many amenities: heated pools, dog park, tennis courts, pickleball, well-equipped gym, bocci ball, Library, 18-Hole Golf, and no green fees! Also includes a huge clubhouse hosting fun events and activities. HOA Voluntary - Land Lease $735. @ Month includes amenities and grounds maintenance. Schedule a showing online today!

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
5/10
Dan Mccarty SchoolGrades 6-811.2 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2021

Materials

  • Roof: Metal
  • Construction materials: Block,Concrete,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Some Electric Appliances,Dryer,Microwave,Refrigerator,Water Heater,Washer

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Cathedral Ceiling(s),Eat-in Kitchen,Family/Dining Room,Kitchen Island
  • Window features: Double Hung,Metal,Impact Glass

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,605
  • Total interior livable area: 1,206 sqft

Property

Details

  • Parcel number: 130650100850009

Features

  • Stories: 1
  • Pool features: Community
  • Patio & porch: Porch,Screened
  • Exterior features: Porch

Lot

  • Lot size: 4,255 sqft
  • Features: Interior Lot

Parking

  • Total spaces: 1
  • Parking features: Attached,Driveway,Garage
  • Has garage: Yes
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Cold Wave
Drought
Lightning
Strong Wind
Hail
Inland Flooding
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in St. Lucie County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $874$10,488
Home Insurance *$165$1,980
Property Taxes $274$3,288
Electricity $197$2,366
Total$1,510$18,120
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$51,771/yr
40% on housing$45,300/yr
45% on housing$40,266/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.7%
14.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 8.7%
8.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$143This listing

vs Other Active Listings

Avg $/sqft

ZIP 34951$133
St. Lucie County$218

vs Homes Sold Last Month

Median $/sqft

ZIP 34951$194
St. Lucie County$215

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-13Listed for sale$172,900
2025-05-09Listing removed$189,400
2025-03-24Price change$189,400
2024-03-31Listed for sale$189,900
2024-03-29Listing removed--
2023-08-02Listed for sale$189,900
2023-08-01Listing removed--
2023-07-05Listed for sale$189,900

New Construction

AgentFrederick Day
BrokerageHutchinson Island Real Estate

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