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12303 SW Roma Cir, Port Saint Lucie, FL, 34987

5beds
3baths
3,734sqft
$615,000
$165price/sqft
$4,294/moest. monthly cost
$171,760/yrincome needed

About This Home

Experience elevated living in this stunning 2024-built waterfront home in the highly sought-after Central Park community of Port Saint Lucie. Offering 5 bedrooms, 3 full bathrooms, and 3,734 square feet of thoughtfully designed living space, this home features a bright open-concept layout perfect for everyday living and entertaining. The spacious living room is highlighted by a custom wood slat accent wall with built-in storage, while upgraded designer lighting throughout adds a modern touch. The beautifully designed kitchen flows seamlessly into the living and dining areas, with sliding glass doors opening to a covered patio overlooking the expansive waterfront backyard with plenty of room to add a pool. A first-floor bedroom and full bathroom provide the perfect setup for guests or multigenerational living, while upstairs the spacious primary suite offers a luxurious en-suite bathroom and generous walk-in closet. Combining modern finishes, functional design, and a premium waterfront setting, this move-in-ready home is the perfect blend of style, comfort, and convenience.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

7/10
Allapattah Flats K-8Grades PK-82.5 mi
5/10
Manatee Academy K-8Grades K-83.4 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2024

Materials

  • Roof: Shingle
  • Construction materials: CBS Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Washer
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Built-in Features,Closet Cabinetry,Pantry,Split Bedroom,Walk-In Closet(s)
  • Door features: High Impact Doors,French Doors
  • Window features: Clear Impact Glass,Blinds
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 4,718
  • Total interior livable area: 3,734 sqft

Property

Details

  • Parcel number: 333270003210004
  • Zoning: Planned

Features

  • Stories: 2
  • Entry location: First Floor Entry
  • Pool features: Community
  • Exterior features: Lighting,Room For Pool
  • Has view: Yes
  • View description: Garden,Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: WF/No Ocean Access,Lake,Lake Privileges
  • Frontage length: 50

Lot

  • Lot size: 10,019 sqft
  • Features: Less Than 1/4 Acre Lot

Parking

  • Total spaces: 3
  • Parking features: Additional Spaces Available,Driveway,Paver Block
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Inland Flooding
Strong Wind
Heat Wave
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in St. Lucie County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,109$37,308
Home Insurance *$324$3,888
Property Taxes $486$5,832
Electricity $375$4,509
Total$4,294$51,528
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$147,222/yr
40% on housing$128,820/yr
45% on housing$114,506/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.7%
14.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 8.7%
8.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$165This listing

vs Other Active Listings

Avg $/sqft

ZIP 34987$240
St. Lucie County$217

vs Homes Sold Last Month

Median $/sqft

ZIP 34987$223
St. Lucie County$215

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-10Pending sale$615,000
2026-07-27Price change$4,250
2026-07-27Price change$615,000
2026-07-07Listed for rent$4,350
2024-12-18Sold$635,000
2024-10-02Price change$680,705
2024-08-07Price change$690,705
2024-07-30Price change$711,705
2024-07-27Listed for sale$703,555
2024-06-08Listing removed$711,705
2024-05-26Price change$711,705
2024-05-14Price change$706,705
2024-04-09Price change$702,705
2024-03-28Price change$697,705
2024-03-24Listed for sale$671,360

New Construction

AgentSandra Rathe
BrokerageReal Broker LLC

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