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1405 N Rose Ave, Tea, SD, 57064

2beds
2baths
1,248sqft
$445,000
$357price/sqft
$3,150/moest. monthly cost
$126,000/yrincome needed

About This Home

Welcome home to this inviting open-concept ranch-style home! From the charming covered front porch and beautiful landscaping to the spacious interior, this home is designed for comfortable living and entertaining. The main floor features an open layout with a stunning entertainment center, a well-appointed kitchen with a pantry, and the convenience of main-floor laundry. Step outside to enjoy the 19' x 19' covered deck overlooking the large, mostly fenced backyard—perfect for relaxing or hosting family and friends. You'll appreciate the abundance of storage with the oversized three-stall garage. The unfinished basement offers an incredible opportunity to build instant equity. Most of the work has already been completed, and many of the remaining materials will stay with the home, making it easy to add the finishing touches and create additional living space making this a 4 bedroom 3 bath home. Don't miss your chance to make this wonderful property your new home!

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

8/10
Tea Area Elementary - 01Grades K-50.7 mi
6/10
7/10
Tea Area High School - 03Grades 9-120.4 mi

Construction

Condition

  • Year built: 2020

Materials

  • Roof: Composition
  • Construction materials: Brick,Hard Board

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Microwave,Dishwasher,Refrigerator,Washer,Dryer

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom2

  • Level: Main
  • Area: 117

Bedroom3

  • Level: Basement
  • Area: 176

Bedroom4

  • Level: Basement
  • Area: 156

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Level: Main
  • Area: 130

Family Room

  • Level: Basement
  • Area: 528

Features

  • Vaulted Ceiling(s),Master Bath,Main Floor Laundry
  • Flooring: Carpet,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Electric
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,248

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,248 sqft

Kitchen

  • Level: Main
  • Area: 121

Living Room

  • Level: Main
  • Area: 255

Master Bedroom

  • Level: Main
  • Area: 156

Property

Details

  • Parcel number: 2406703022

Features

  • Patio & porch: Front Porch
  • Fencing: Partial

Lot

  • Lot size: 9,583 sqft
  • Lot size dimensions: 132x75

Parking

  • Total spaces: 3
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Tornado
Winter Weather
Ice Storm
Strong Wind
Cold Wave
Hail
Inland Flooding

FEMA Declared Disasters in Lincoln County and South Dakota

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,250$27,000
Home Insurance $240$2,880
Property Taxes $514$6,168
Electricity $146$1,755
Total$3,150$37,800

Income You'd Need if You Spent...

35% on housing$108,000/yr
40% on housing$94,500/yr
45% on housing$84,000/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 18.3%
18.3%
0%30.0%
Electricity Growth Rate10-year average: 2.1%
2.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$357This listing

vs Other Active Listings

Avg $/sqft

ZIP 57064$206
Lincoln County$179

vs Homes Sold Last Month

Median $/sqft

ZIP 57064$191
Lincoln County$195

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Listed for sale$445,000

For Sale by Agent

AgentCeAnna L Pruitt
BrokerageeXp Realty- SF-Allen Edge Team

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