102 E MAIN STREET, Spencer, WI, 54479
About This Home
Rare opportunity in Spencer, Wisconsin! This unique property offers endless possibilities with a comfortable 1-bedroom, 1-bath apartment featuring an eat-in kitchen, separate bedroom, and cozy living space complete with washer/dryer hookups, furnace, and central A/C. Attached to the living quarters is an impressive 23? x 23? storage garage/shop area equipped with hot and cold water, a 12-foot sliding door, and additional storage space. Whether you?re looking for a workshop, hobby space, business area, or future expansion potential, this versatile space can easily be converted into additional living area if desired. The property also includes a second attached garage with convenient drive-through access featuring garage doors on both sides. With room for future additions or customization, this one-of-a-kind property is perfect for anyone seeking flexible living and workspace options. A truly rare find with unlimited potential!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: 21+ Years
- Year built: 1960
Materials
- Roof: Metal
- Construction materials: Other
Type & Style
- Home type: SingleFamily
- Architectural style: Other
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Refrigerator,Microwave,Washer,Dryer
Basement
- Basement: None / Slab
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
- Main level bedrooms: 1
Features
- Flooring: Carpet
- Finished area below ground: 0
- Finished area above ground: 654
Heating & Cooling
- Heating features: Electric
- Cooling features: Wall Unit(s)
Interior Area
- Total structure area: 654
- Total interior livable area: 654 sqft
Kitchen
- Level: Main
- Area: 210
Living Room
- Level: Main
- Area: 135
Master Bedroom
- Level: Main
- Area: 143
Property
Details
- Parcel number: 18126020531150
Features
- Levels: One
- Stories: 1
- Living area range: 750 or less
Lot
- Lot size: 6,098 sqft
Parking
- Total spaces: 2
- Parking features: 2 Car,Attached,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Lightning
- Hail
- Tornado
- Inland Flooding
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Wisconsin Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $707 | $8,484 |
| Home Insurance * | $69 | $828 |
| Property Taxes | $222 | $2,664 |
| Electricity | $171 | $2,054 |
| Total | $1,169 | $14,028 |
Income You'd Need if You Spent...
Wisconsin FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-15 | Listed for sale | $139,900 |
| 2026-07-13 | Contingent | $155,000 |
| 2026-06-15 | Listed for sale | $155,000 |
| 2026-06-03 | Contingent | $155,000 |
| 2026-05-22 | Listed for sale | $155,000 |
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