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815 W ROBERTS STREET, Spencer, WI, 54479

3beds
3baths
2,191sqft
$374,900
$171price/sqft
$2,924/moest. monthly cost
$116,960/yrincome needed

About This Home

Job Relocation makes this almost NEW HOME available....this stunning 3 bdrm 3 bath bilevel built in 2023 by Meyer Construction boasts open concept family living. Kitchen features granite countertops, stainless steel appliances, center island, custom cabinetry and walk-in pantry. Sunkissed dining room opens to maintenance free deck...that has the perfect seat for fall sunsets! Primary bedroom hosts a tiled shower and a walk-in closet. Downstairs enjoy this oversized family room...perfect for game night or the pool table. Dual closet 3rd bedroom (potential 4th bedroom with full egress window ) and a bath! What more could you ask for...this 3 car insulated and drywalled 3 car garage!. This home offers the perfect blend of modern amenities and comfortable living space. Don't miss out on this opportunity to own this almost NEW home!

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

4/10
Spencer Elementary SchoolGrades PK-51.0 mi
5/10

Construction

Condition

  • Property condition: 0-5 Years
  • Year built: 2023

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Raised Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Range/Oven,Dishwasher,Microwave

Basement

  • Has basement: Yes
  • Basement: Finished,Concrete

Bathroom

  • Features: Master Bedroom Bath

Bedroom2

  • Level: Main
  • Area: 132

Bedroom3

  • Level: Lower
  • Area: 154

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 2

Dining Room

  • Level: Main
  • Area: 132

Family Room

  • Level: Lower
  • Area: 416

Features

  • Ceiling Fan(s),Cathedral/vaulted ceiling,Walk-In Closet(s)
  • Flooring: Carpet,Vinyl
  • Finished area below ground: 969
  • Finished area above ground: 1,222

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,191
  • Total interior livable area: 2,191 sqft

Kitchen

  • Level: Main
  • Area: 144

Living Room

  • Level: Main
  • Area: 210

Master Bedroom

  • Level: Main
  • Area: 182

Property

Details

  • Parcel number: 18126020720971
  • Zoning: Residential

Features

  • Levels: Bi-Level
  • Patio & porch: Deck
  • Living area range: 2001-2500

Lot

  • Lot size: 0.26 Acres

Parking

  • Total spaces: 3
  • Parking features: 3 Car,Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningVery High
  • Hail
    HailRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Hail
Tornado
Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,895$22,740
Home Insurance *$185$2,220
Property Taxes $639$7,668
Electricity $205$2,470
Total$2,924$35,088
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$100,251/yr
40% on housing$87,720/yr
45% on housing$77,973/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 0.4%
0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$171This listing

vs Other Active Listings

Avg $/sqft

ZIP 54479$113
Marathon County$178

vs Homes Sold Last Month

Median $/sqft

ZIP 54479
Marathon County$149

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Listed for sale$379,900
2026-04-09Listing removed$389,900
2025-10-09Listed for sale$389,900
2024-05-21Sold$369,900
2024-04-07Contingent$369,900
2023-05-19Listed for sale$369,900

For Sale by Agent

AgentJULIE JOHNSRUD
BrokerageSUCCESS REALTY INC

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