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404 Holly Grove Drive, Winterville, NC, 28590

3beds
3baths
2,040sqft
$339,900
$167price/sqft
$2,285/moest. monthly cost
$91,400/yrincome needed

About This Home

Not all homes offer the perfect blend of style, space, and privacy--but this one delivers. From the moment you step inside, you'll notice the wide, welcoming foyer and durable LVP flooring that flows throughout the main living areas. The formal dining room features a stunning coffered ceiling, creating the perfect space for gatherings or everyday elegance. The heart of the home is the spacious open floor plan, designed for both comfort and entertaining. The kitchen is beautifully appointed with granite countertops, a tile backsplash, stainless steel appliances, a gas range, and bar seating that keeps everyone connected. Upstairs, you'll find a large loft--ideal as a flex space for a second living area, home office, or playroom--along with three generously sized bedrooms. The primary suite offers a true retreat with a walk-in shower, soaking tub, and dual vanity. Two additional bedrooms share a well-appointed full bath. Additional features include a convenient half bath downstairs and a double attached garage. But what truly sets this home apart is the setting. Tucked on a private lot flanked by woods, you'll enjoy peaceful surroundings rarely found in this price range. Relax on the screened-in porch or entertain on the paver patio--your own quiet escape right at home. Located in a highly desirable school district and showing like new construction, this home has been exceptionally well cared for and is truly move-in ready.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

7/10
3/10
A G Cox Middle SchoolGrades 6-80.8 mi
6/10
South Central High SchoolGrades 9-122.5 mi

Construction

Condition

  • Year built: 2020

Materials

  • Foundation: Raised,Slab
  • Roof: Shingle
  • Construction materials: Vinyl Siding,Wood Frame,Stone Veneer

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Dryer Hookup,Washer Hookup,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Walk-in Closet(s),Tray Ceiling(s),Entrance Foyer,Solid Surface,Ceiling Fan(s),Pantry,Walk-in Shower,Blinds/Shades,Walk-In Closet(s)
  • Window features: Thermal Windows
  • Flooring: LVT/LVP,Carpet,Tile

Heating & Cooling

  • Heating features: Electric,Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,040
  • Total interior livable area: 2,040 sqft

Property

Details

  • Parcel number: 085563
  • Zoning: AR
  • Special condition: Standard

Features

  • Levels: Two
  • Patio & porch: Covered,Patio,Screened,Front Porch,Rear Porch
  • Fencing: None
  • Has view: Yes
  • View description: See Remarks
  • Frontage type: See Remarks
  • Living area range: 2000 - 2199

Lot

  • Lot size: 0.31 Acres
  • Lot size dimensions: 69 x 154 x 103 x 163

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Concrete,On Site
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Hurricane
Lightning
Tornado
Cold Wave
Hail
Heat Wave
Inland Flooding
Ice Storm
Strong Wind

FEMA Declared Disasters in Pitt County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,718$20,616
Home Insurance *$182$2,184
Property Taxes $185$2,220
Electricity $200$2,405
Total$2,285$27,420
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$78,342/yr
40% on housing$68,550/yr
45% on housing$60,933/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$167This listing

vs Other Active Listings

Avg $/sqft

ZIP 28590$124
Pitt County$126

vs Homes Sold Last Month

Median $/sqft

ZIP 28590$167
Pitt County$159

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-02Listed for sale$375,000
2021-01-15Sold$252,432
2021-01-05Pending sale$252,432

For Sale by Agent

AgentLori Stancill
BrokerageKeller Williams Realty Points East

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