12118 Gateway Dr, Elberta, AL, 36530
About This Home
Discover the ultimate in luxury RV Resort living with this waterfront deeded RV lot at Lake Osprey RV Resort and Country Club in Elberta, AL. This lot offers breathtaking lake views, gorgeous sunsets, peaceful surroundings, and endless customization potential. The lot currently has a paver patio and landscaping. Customize this lot with your dream home, a fire pit area or an outdoor kitchen. Whether you're looking for a full time retreat, a seasonal getaway, or a high-demand income producing rental, this lot delivers. This lot is currently in the rental program managed by the resort. Enjoy access to top tier community features such as: an Elegant clubhouse with a full kitchen and social areas (recently remodeled) Infinity-edge pool & hot tub, a State of the art fitness center, laundry facilities, pickleball courts, putting green & tiki bar, dog park with washing station Grilling areas and walking trails, and lake access for paddleboarding and kayaking This is a deeded property within a true subdivision, RV restricted to Class A, Class C, and 5th wheels, minimum length 28 feet. . HOA dues are $320/month and include water, sewer, trash, cable TV, internet, and lawncare, offering both comfort and convenience. Prime Location Just minutes from the beautiful Gulf Coast beaches, top-rated golf courses, shopping, dining, and three airports, Lake Osprey offers a perfect blend of luxury, leisure, and accessibility. Buyer to verify all information during due diligence.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Type & Style
- Home type: SingleFamily
- Property subType: Other
Interior
Basement
- Basement:
Property
Details
- Parcel number: 5307260000015009
Lot
- Lot size: 4,530 sqft
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Coastal Flooding
- Cold Wave
- Heat Wave
- Inland Flooding
- Strong Wind
- Tornado
- Drought
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters Across Alabama Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $707 | $8,484 |
| Home Insurance * | $77 | $924 |
| Property Taxes | $33 | $396 |
| Electricity | $240 | $2,881 |
| Total | $1,057 | $12,684 |
Income You'd Need if You Spent...
Alabama FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-23 | Listed for sale | $140,000 |
| 2021-05-25 | Sold | $70,500 |
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