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123 Horn Dr, Lillian, AL, 36549

1beds
1baths
616sqft
$199,900
$325price/sqft
$1,494/moest. monthly cost
$59,760/yrincome needed

About This Home

A beautifully unique property with incredible versatility, charm, and thoughtful upgrades throughout. This one-of-a-kind setup features what can best be described as a barndominium-style garage casita, or “garageaminium,” The property makes a wonderful first impression with 3-car parking, a mature Podocarpus privacy hedge, and a lush Emerald Green Zoysia lawn that creates a manicured, inviting outdoor setting. The two-story garage/casita offers approximately 616 square feet total, with 308 square feet per level, plus a 200-square-foot porch perfect for relaxing outdoors.Built with strength and quality in mind, the structure is designed to withstand 160+ mph winds and includes a full bath, tower washer and dryer, 6,000 BTU gas range and oven, refrigerator, custom garage cabinets, and an on-demand 13KW tankless hot water heater. Whether used as a guest retreat, hobby space, workshop, RV getaway, or private escape, this property delivers functionality with a truly unique lifestyle feel.This could be paired well with the offering price of just $21,000 a well-kept 2015 Evergreen Bayhill 320 fifth-wheel RV for added living, guest, or recreational use.Spanish Cove HOA includes membership as well as trash/debris. For a low cost, residents have access to 24-hour security, clubhouses, a junior Olympic-sized swimming pool, fishing pier, fitness center,playground, shuffleboard court, tennis courts, and nature trails. A full schedule of planned activities is available for residents: water aerobics,aquatic ZUMBA, yoga, bingo, bunco, tennis, crafts, book club, garden club, group travel, bible study – the list goes on and on! Enjoy where you live!A rare opportunity for buyers looking for something different, efficient, and full of possibilities.Buyer to verify all information during due diligence. Buyer to verify all information during due diligence.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
Elberta Elementary SchoolGrades PK-67.3 mi
7/10
Elberta Middle SchoolGrades 7-88.3 mi
9/10
Elberta Middle SchoolGrades 9-128.3 mi

Construction

Condition

  • Year built: 2022

Materials

  • Roof: Metal

Type & Style

  • Home type: SingleFamily
  • Architectural style: Barndominium
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Wet Bar,Internet,Storage,Ceiling Fan(s),High Ceilings,Vaulted Ceiling(s)
  • Flooring: Other Floors/See Remarks

Heating

  • Heating features: Central,Electric

Interior Area

  • Total interior livable area: 616 sqft

Property

Details

  • Parcel number: 5208334006003.000
  • Special condition: None

Features

  • Stories: 2
  • Patio & porch: Patio,Porch Open,Side Porch,Front Porch,Covered Patio
  • Has view: Yes
  • View description: None/Not Applicable
  • Waterfront features: No Waterfront

Lot

  • Lot size: 3,615 sqft
  • Features: Subdivision

Parking

  • Parking features: RV Garage,Double Garage,Other/See Remarks,Three Car Carport,Garage Door Opener
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Cold Wave
Heat Wave
Inland Flooding
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters Across Alabama Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,010$12,120
Home Insurance *$196$2,352
Property Taxes $48$576
Electricity $240$2,881
Total$1,494$17,928
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$51,222/yr
40% on housing$44,820/yr
45% on housing$39,840/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.7%
5.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$325This listing

vs Other Active Listings

Avg $/sqft

ZIP 36549$103
Baldwin County$239

vs Homes Sold Last Month

Median $/sqft

ZIP 36549$184
Baldwin County$189

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-20Listed for sale$199,900

For Sale by Agent

AgentJoy T Sullivan
BrokerageJoy Sullivan Realty LLC

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