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2104 Vista Ridge Rd, Melissa, TX, 75454

5beds
4baths
3,302sqft
$599,000
$181price/sqft
$4,448/moest. monthly cost
$177,920/yrincome needed

About This Home

Stunning 5-bedroom Bloomfield home featuring two spacious primary suites, including a downstairs retreat ideal for multigenerational living or guest accommodations. Both suites offer large walk-in closets and generously sized bathrooms designed for comfort and functionality. The centrally located kitchen is thoughtfully designed for both everyday living and entertaining, featuring a gas cooktop, oversized walk-in pantry, breakfast bar seating, and seamless flow into the light-filled living area. Expansive windows overlook the large backyard, filling the home with beautiful natural light. Step outside to the covered outdoor living space just off the breakfast nook — the perfect setting for relaxing, grilling, and enjoying Texas sunsets and star-filled evenings. Additional highlights include a 3-car garage with abundant storage space, a large corner lot with beautifully maintained landscaping, and exceptional curb appeal. Pergola is a premium system that keeps rain out, blocks UV rays, reduces temps up to 15 degrees and is hail resistant. Cost was $50K. The grill was purchased for $2700K, high end outdoor fridge was $3000K. Residents enjoy access to a neighborhood park complete with a splash pad and open play areas. Conveniently located near shopping, easy freeway access, and award-winning schools, this home offers the perfect combination of comfort, style, and convenience.

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

10/10
9/10
Melissa Middle SchoolGrades 6-81.0 mi
8/10
Melissa High SchoolGrades 9-122.4 mi

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick,Rock,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Cooktop,Disposal
  • Laundry features: Laundry in Utility Room

Bedroom

  • Features: Ceiling Fan(s)
  • Level: Second
  • Dimensions: 14 x 12

Bedroom

  • Features: Ceiling Fan(s)
  • Level: Second
  • Dimensions: 14 x 13

Bedroom

  • Features: Ceiling Fan(s)
  • Level: Second
  • Dimensions: 14 x 13

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Breakfast Room Nook

  • Level: First
  • Dimensions: 16 x 18

Cooling

  • Cooling features: Central Air

Dining Room

  • Level: First
  • Dimensions: 14 x 12

Features

  • Granite Counters,High Speed Internet,In-Law Floorplan,Kitchen Island,Loft,Multiple Master Suites,Pantry,Cable TV,Walk-In Closet(s),Wired for Sound
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Living Room
  • Fireplace: Yes

Half Bath

  • Level: First
  • Dimensions: 6 x 6

Interior Area

  • Total interior livable area: 3,302 sqft

Kitchen

  • Features: Breakfast Bar,Built-in Features,Granite Counters,Pantry,Walk-In Pantry
  • Level: First
  • Dimensions: 14 x 15

Living Room

  • Features: Fireplace
  • Level: First
  • Dimensions: 16 x 18

Loft

  • Features: Ceiling Fan(s)
  • Level: Second
  • Dimensions: 15 x 17

Master Bathroom

  • Features: Built-in Features,Garden Tub/Roman Tub,Separate Shower
  • Level: First
  • Dimensions: 12 x 9

Master Bathroom

  • Level: Second
  • Dimensions: 14 x 10

Master Bedroom

  • Features: Ceiling Fan(s),Dual Sinks,En Suite Bathroom,Garden Tub/Roman Tub,Separate Shower,Walk-In Closet(s)
  • Level: First
  • Dimensions: 13 x 17

Master Bedroom

  • Features: Ceiling Fan(s),En Suite Bathroom,Walk-In Closet(s)
  • Level: Second
  • Dimensions: 15 x 16

Other

  • Features: Built-in Features
  • Level: Second
  • Dimensions: 14 x 8

Utility Room

  • Level: Second
  • Dimensions: 8 x 7

Property

Details

  • Parcel number: R1230800C01701
  • Attached to another structure: Yes

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Rear Porch,Front Porch,Covered
  • Exterior features: Gas Grill,Outdoor Kitchen,Outdoor Living Area,Private Yard
  • Fencing: Wood

Lot

  • Lot size: 8,712 sqft
  • Features: Back Yard,Corner Lot,Lawn

Parking

  • Total spaces: 3
  • Parking features: Garage Faces Front,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Tornado
Hail
Cold Wave
Heat Wave

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,028$36,336
Home Insurance *$339$4,068
Property Taxes $719$8,628
Electricity $362$4,350
Total$4,448$53,376
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$152,502/yr
40% on housing$133,440/yr
45% on housing$118,613/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$181This listing

vs Other Active Listings

Avg $/sqft

ZIP 75454$184
Collin County$205

vs Homes Sold Last Month

Median $/sqft

ZIP 75454$180
Collin County$185

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$579,000
2026-07-29Price change$599,000
2026-07-23Price change$604,900
2026-06-08Price change$614,900
2026-05-22Listed for sale$625,000

For Sale by Agent

AgentCarol Verhey
BrokerageHeritage Homes Realty

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