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20450 County Road 637, Nevada, TX, 75173

4beds
3baths
2,526sqft
$589,000
$233price/sqft
$4,255/moest. monthly cost
$170,200/yrincome needed

About This Home

Situated on nearly two acres in a peaceful country setting within Community ISD, this exceptional four-bedroom, three-bath home offers space, privacy, and freedom — with no HOA, MUD, PID or city taxes. A long private driveway provides abundant parking and leads to a massive oversized 27x35 two-car garage. The inviting front porch welcomes you into a spacious and impressive entryway, highlighted by stunning custom double doors that create a memorable first impression. Inside, vaulted ceilings and a beautiful stone wood-burning fireplace with gas start anchor the expansive living room. A dedicated study offers the perfect work-from-home space, while a secondary bedroom is currently being used as a gym, showcasing the home’s flexibility. The kitchen is designed to impress, featuring a large island, shaker-style cabinetry, abundant counter space, and an incredible walk-in pantry many will envy. The oversized utility room offers extensive cabinetry, countertops, and storage, plus a convenient folding area located just off the primary closet for everyday ease. This open plan allows for the most perfect sized table for your eating experience or pull up a chair to your ideal island. The private primary suite is a true retreat, complete with a luxurious ensuite bath offering dual vanities, generous storage, and a custom walk-in shower with dual rainfall showerheads. Step outside to an oversized covered back patio ideal for entertaining, grilling, or simply relaxing while enjoying peaceful country views. You will see many special touches were applied in this dearly loved custom home, but don't miss the tankless water heater, well-appointed irrigation, the amazing garage storage closet, special safe, custom primary closet details, and more. With nearly two acres to call your own, this property delivers the perfect balance of comfort, function, and laid-back country living.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
--
Braves AcademyGrades 3-111.9 mi
5/10
Community High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 2020

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick,Stone Veneer,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Some Gas Appliances,Dishwasher,Electric Oven,Gas Cooktop,Microwave,Plumbed For Gas,Tankless Water Heater
  • Laundry features: Laundry in Utility Room

Bedroom

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 12 x 11

Bedroom

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 12 x 11

Bedroom

  • Level: First
  • Dimensions: 12 x 11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: First
  • Dimensions: 18 x 12

Features

  • Built-in Features,Decorative/Designer Lighting Fixtures,Double Vanity,Granite Counters,High Speed Internet,Kitchen Island,Open Floorplan,Pantry,Vaulted Ceiling(s),Walk-In Closet(s),Wired for Sound
  • Window features: Window Coverings
  • Flooring: Carpet,Ceramic Tile,Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Gas,Masonry,Stone,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total interior livable area: 2,526 sqft

Kitchen

  • Features: Breakfast Bar,Built-in Features,Eat-in Kitchen,Granite Counters,Kitchen Island,Pantry,Walk-In Pantry
  • Level: First
  • Dimensions: 16 x 15

Laundry

  • Features: Built-in Features
  • Level: First
  • Dimensions: 10 x 10

Living Room

  • Features: Ceiling Fan(s),Fireplace
  • Level: First
  • Dimensions: 18 x 13

Master Bedroom

  • Features: Closet Cabinetry,Ceiling Fan(s),Dual Sinks,Double Vanity,En Suite Bathroom,Walk-In Closet(s)
  • Level: First
  • Dimensions: 16 x 11

Office

  • Level: First
  • Dimensions: 10 x 9

Property

Details

  • Parcel number: R694900206101

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered
  • Fencing: Back Yard,Fenced

Lot

  • Lot size: 1.97 Acres
  • Features: Acreage,Back Yard,Backs to Greenbelt/Park,Interior Lot,Lawn,Sprinkler System

Parking

  • Total spaces: 2
  • Parking features: Additional Parking,Concrete,Door-Multi,Driveway,Garage,Oversized,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Tornado
Cold Wave
Heat Wave
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,978$35,736
Home Insurance *$485$5,820
Property Taxes $515$6,180
Electricity $277$3,328
Total$4,255$51,060
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$145,885/yr
40% on housing$127,650/yr
45% on housing$113,466/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$233This listing

vs Other Active Listings

Avg $/sqft

ZIP 75173$152
Collin County$205

vs Homes Sold Last Month

Median $/sqft

ZIP 75173$159
Collin County$185

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-27Price change$589,000
2026-03-04Listed for sale$599,900

For Sale by Agent

AgentJennifer Rumbo Drake
BrokerageColdwell Banker Apex, REALTORS

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