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10003 Manitou Beach Drive NE, Bainbridge Island, WA, 98110

2beds
3baths
1,850sqft
$928,000
$502price/sqft
$5,585/moest. monthly cost
$223,400/yrincome needed

About This Home

Graceful and refined, this newly completed 2024 residence offers a rare opportunity to own a thoughtfully designed home in one of Bainbridge Island’s most coveted enclaves. Defined by clean architectural lines and a sophisticated modern aesthetic, the home balances understated elegance with everyday livability, creating a setting equally suited to full-time residence or an effortless weekend retreat. Moments from Manitou Beach, the location invites a lifestyle shaped by the water—morning paddles, sunset views across Puget Sound, and ever-changing vistas of Seattle and Mount Rainier. In nearby Rolling Bay, a collection of charming cafés, artisan shops, and beloved local restaurants lends a sense of community and timeless island appeal. The main living level, positioned on the second floor, is bathed in natural light and designed with intention—offering a seamless flow between kitchen, dining, living, and office spaces. Upstairs, two serene en suite bedrooms provide privacy and comfort, each appointed with refined finishes. A two-car garage, integrated dumbwaiter, efficient mini-split climate system, Lutron lighting, and fiber-connected smart home technology complete the offering. Elegant yet functional, this home presents a compelling blend of modern design and Pacific Northwest tranquility.

Getting Around

13
WalkingCar-Dependent
23
TransitMinimal Transit
57
BikeBikeable

Schools

7/10
Ordway Elementary SchoolGrades K-40.5 mi
8/10
Woodward Middle SchoolGrades 7-80.9 mi
10/10
Bainbridge High SchoolGrades 9-121.5 mi

Construction

Condition

  • Property condition: Very Good
  • Year built: 2023

Materials

  • Foundation: Poured Concrete
  • Roof: Metal
  • Construction materials: Cement Planked,Metal/Vinyl,Wood Siding,Cement Plank

Other

  • Builder name: LWH & Son Construction

Type & Style

  • Home type: SingleFamily
  • Architectural style: Tri-Level
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Stove(s)/Range(s),Dishwasher(s),Refrigerator(s),Water Heater: Electric,Water Heater Location: Garage

Basement

  • Basement: None

Bathroom Full

  • Level: Third

Bathroom Three Quarter

  • Level: Third

Bedroom

  • Level: Third

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Den Office

  • Level: Second

Dining Room

  • Level: Second

Entry Hall

  • Level: Main

Features

  • Bath Off Primary,Dining Room,High Tech Cabling
  • Flooring: Ceramic Tile,Other,Carpet
  • Number of fireplaces: 1
  • Fireplace features: See Remarks,Main Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,90%+ High Efficiency,Ductless,Heat Pump,Electric
  • Cooling features: 90%+ High Efficiency,Ductless,Heat Pump

Interior Area

  • Total structure area: 1,850
  • Total interior livable area: 1,850 sqft

Kitchen With Eating Space

  • Level: Second

Living Room

  • Level: Second

Master Bedroom

  • Level: Third

Other

  • Level: Second

Utility Room

  • Level: Third

Property

Details

  • Parcel number: 14250230402005
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Entry location: Main
  • Patio & porch: Second Primary Bedroom,Bath Off Primary,Dining Room,Fireplace,High Tech Cabling,Security System,Walk-In Closet(s),Water Heater
  • Has view: Yes
  • View description: Territorial
  • Topography of land: Level
  • Residential vegetation: Garden Space,Wooded

Lot

  • Lot size: 0.39 Acres
  • Features: Dead End Street,Paved,Cable TV,Deck,Electric Car Charging,Fenced-Partially,High Speed Internet,Propane

Parking

  • Total spaces: 4
  • Parking features: Attached Garage
  • Has garage: Yes
  • Covered spaces: 2
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Tsunami
    TsunamiModerate

How This Home’s Risks Compare

Coastal Flooding
Earthquake
Heat Wave
Landslide
Tsunami

FEMA Declared Disasters in Kitsap County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,692$56,304
Home Insurance *$172$2,064
Property Taxes $572$6,864
Electricity $149$1,793
Total$5,585$67,020
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$191,485/yr
40% on housing$167,550/yr
45% on housing$148,933/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$502This listing

vs Other Active Listings

Avg $/sqft

ZIP 98110$527
Kitsap County$293

vs Homes Sold Last Month

Median $/sqft

ZIP 98110$545
Kitsap County$302

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$1,098,000
2025-08-27Listing removed$4,500
2025-08-15Price change$4,500
2025-07-19Price change$4,950
2025-06-12Listed for rent$5,800
2025-06-03Listing removed$1,100,000
2025-04-17Price change$1,100,000
2025-04-07Price change$1,148,000
2025-02-26Price change$1,168,000
2024-07-17Price change$1,198,000
2024-04-23Listed for sale$1,208,000
2021-04-13Sold$109,000

For Sale by Agent

AgentTy Evans
BrokerageWindermere RE Bainbridge

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