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202 Park Ln, Oxford, MS, 38655

2beds
1baths
840sqft
$259,900
$309price/sqft
$1,733/moest. monthly cost
$69,320/yrincome needed

About This Home

Furnished, everything stays! Unbeatable location! In between South Lamar & Old Taylor on Frontage Rd less than 1 mile to the heart of downtown Oxford and The University Of Mississippi! New stainless steel kitchen appliances, new lighting & plumbing fixtures, new flooring throughout, new quartz countertops, new cabinet doors, hardware and more. This ground floor unit is an airbnber's dream condo and location with limitless possibilities. HOA renovation project underway including: siding, roofing, painting, and tree removal.

Getting Around

36
WalkingCar-Dependent
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

7/10
9/10
Oxford High SchoolGrades 9-122.6 mi
8/10
Oxford Elementary SchoolGrades 4-51.3 mi

Construction

Condition

  • Year built: 1974

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick,HardiPlank Type

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse/Condo

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Disposal,Dryer,Electric Range,Refrigerator,Washer,Electric Water Heater
  • Laundry features: W/D Hook Up

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Cooling

  • Cooling features: Electric

Features

  • Solid Surface Countertops,Ceiling Fan(s)
  • Window features: Aluminum Frames,Blinds
  • Flooring: Laminate

Interior Area

  • Total structure area: 840
  • Total interior livable area: 840 sqft

Property

Details

  • Parcel number: 138E2808450
  • Attached to another structure: Yes
  • Zoning description: SUBDIVISION COVENANT

Features

  • Pool features: In Ground
  • Patio & porch: Porch

Parking

  • Parking features: None,Paved
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Tornado
Earthquake
Heat Wave
Inland Flooding
Strong Wind

FEMA Declared Disasters in Lafayette County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,314$15,768
Home Insurance *$115$1,380
Property Taxes $112$1,344
Electricity $192$2,304
Total$1,733$20,796
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$59,417/yr
40% on housing$51,990/yr
45% on housing$46,213/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.8%
3.8%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$309This listing

vs Other Active Listings

Avg $/sqft

ZIP 38655$256
Lafayette County$253

vs Homes Sold Last Month

Median $/sqft

ZIP 38655$246
Lafayette County$224

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-07Pending sale$259,900
2026-07-15Listed for sale$259,900
2026-07-14Listing removed$249,000
2026-06-26Listed for sale$249,000

For Sale by Agent

AgentMark Cleary
BrokerageCannon Cleary McGraw

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