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831 Decatur St, Sandusky, OH, 44870

5beds
2baths
2,245sqft
$259,900
$116price/sqft
$1,992/moest. monthly cost
$79,680/yrincome needed

About This Home

Completely Updated Duplex Located Just Seconds From Firelands Hospital And Only Minutes From Downtown Sandusky! Whether You're Looking For An Investment Property, An Owner-occupied Home, Or A Spacious Single-family Residence, This Property Offers Incredible Flexibility.major Updates Include A Brand-new Roof, A Completely Updated Heating System, And New Flooring Throughout Both Units, Making This A Truly Move-in-ready Opportunity.the Lower Unit Features 2 Bedrooms, Beautiful New Flooring, A Huge Laundry Room, And Access To A Massive, Exceptionally Clean Basement Offering Incredible Storage Space. The Upper Unit Also Offers 2 Bedrooms, Its Own Private Laundry Room, And A Third-floor Loft That Would Be Perfect For A Family Room, Home Office, Playroom, Or Additional Sleeping Area.outside, You'll Love The Huge Backyard With Plenty Of Room To Relax, Entertain, Garden, Or Play.this Property Would Make An Outstanding Owner-occupied Home, Allowing The Buyer To Offset A Large Portion Of The Mortgage Payment With Rental Income From The Second Unit. It Could Also Work Perfectly As A Multi-generational Home With A Private In-law Suite, Or Be Enjoyed As One Large Single-family Residence With An Abundance Of Living Space.with Firelands Hospital Just Seconds Away And Downtown Sandusky, Lake Erie, Shopping, Restaurants, And Entertainment Only Minutes Away, This Is A Rare Opportunity To Own A Beautifully Updated Property In An Exceptionally Convenient Location. Whether You're An Investor Or Searching For Your Next Home, You'll Appreciate The Quality Updates, Spacious Layout, Large Yard, And Countless Possibilities This Property Has To Offer.

Getting Around

66
WalkingSomewhat Walkable
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

5/10
Sandusky Middle SchoolGrades 7-81.0 mi
3/10
Sandusky High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1906

Materials

  • Foundation: Basement
  • Construction materials: Aluminum,Wood

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2

Features

  • Window features: Thermo Pane

Heating

  • Heating features: Electric,Gas,Baseboard,Hot Water

Interior Area

  • Total structure area: 2,245
  • Total interior livable area: 2,245 sqft

Property

Details

  • Parcel number: 5800096000

Features

  • Levels: Two

Lot

  • Lot size: 0.26 Acres
  • Lot size dimensions: 39.85 x 241.55

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hail
Strong Wind
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,314$15,768
Home Insurance *$187$2,244
Property Taxes $251$3,012
Electricity $240$2,889
Total$1,992$23,904
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$68,297/yr
40% on housing$59,760/yr
45% on housing$53,120/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$116This listing

vs Other Active Listings

Avg $/sqft

ZIP 44870$117
Erie County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 44870$123
Erie County$142

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-11Listed for sale$259,900
2025-12-03Sold$48,500
2025-11-13Pending sale$59,900
2025-10-31Sold$48,500
2025-10-04Listed for sale$59,900
2000-10-31Sold$89,000

For Sale by Agent

AgentJeffrey S. Smith
BrokerageBHHS Professional Realty

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