1029 Mineral Bluff Hwy, Mineral Bluff, GA, 30559
About This Home
Tucked away in the scenic North Georgia mountains, this beautifully renovated cottage offers the perfect blend of charm, comfort, and investment potential. Located in the heart of Mineral Bluff, this Fully Furnished, chic studio-style retreat is just one mile from the twin towns of McCaysville and Copperhill, where shopping, dining, and riverfront activities await. Completely rebuilt from the ground up in 2018, this thoughtfully designed 884 sq ft cottage lives larger than its footprint. Featuring 1 bedroom and 1 full bath, the open-concept layout is ideal for a romantic getaway or short-term rental opportunity. Natural light pours in through an abundance of windows, enhanced by custom plantation shutters that create a warm, inviting atmosphere throughout the space. The interior showcases a modern yet cozy aesthetic with high-end finishes, making it turnkey for personal use or as an income-producing vacation rental. Whether you're relaxing after a day of exploring the nearby mountains or hosting guests seeking a peaceful escape, this property delivers both style and function. Situated in a highly desirable area known for its tourism and outdoor recreation, this cottage is a rare opportunity to own a low-maintenance retreat with strong rental appeal. Its proximity to the Georgia/Tennessee line offers the best of both worlds—quiet seclusion with convenient access to local attractions. Whether you're searching for a private mountain escape, a weekend getaway, or a savvy investment property, this Mineral Bluff gem checks every box.Tucked away in the scenic North Georgia mountains, this beautifully renovated cottage offers the perfect blend of charm, comfort, and investment potential. Located in the heart of Mineral Bluff, this chic studio-style retreat is just one mile from the twin towns of McCaysville and Copperhill, where shopping, dining, and riverfront activities await.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1925
Materials
- Roof: Metal
- Construction materials: Frame,Wood Siding,Metal Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch,Cape Cod,Cabin,Traditional,Cottage
- Property subType: Residential
Interior
Appliances
- Appliances included: Refrigerator,Range,Oven,Microwave,Dishwasher,Washer,Dryer,Freezer,Tankless Water Heater,Gas Water Heater
- Laundry features: Main Level,Laundry Room
Basement
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
- Main level bedrooms: 1
Features
- Pantry,Sheetrock,Wood,High Speed Internet
- Window features: Insulated Windows,Aluminum Frames,Screens
- Flooring: Wood,Tile
- Fireplace features: None
Heating & Cooling
- Heating features: Central,Propane
- Cooling features: Central Air
Interior Area
- Total structure area: 884
- Total interior livable area: 884 sqft
Master Bedroom
- Level: Main
Property
Details
- Parcel number: 0049 108A
- Special condition: Licensed Owner,Existing Rental History
Features
- Levels: One
- Stories: 1
- Patio & porch: Front Porch
- Exterior features: Garden
- Has view: Yes
- View description: Year Round,Creek/Stream
- Has water view: Yes
- Water view: Creek/Stream
- Waterfront features: Creek
- Frontage type: Road,Creek
- Topography of land: Level,Sloping
Lot
- Lot size: 0.34 Acres
Parking
- Parking features: Driveway,Gravel
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Lightning
- Inland Flooding
- Strong Wind
- Tornado
- Earthquake
- Hail
- Ice Storm
- Landslide
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters Across Georgia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,618 | $19,416 |
| Home Insurance * | $115 | $1,380 |
| Property Taxes | $184 | $2,208 |
| Electricity | $219 | $2,637 |
| Total | $2,136 | $25,632 |
Income You'd Need if You Spent...
Georgia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-01 | Listed for sale | $320,000 |
| 2020-08-17 | Sold | $180,000 |
View on Zillow