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1308 Stone St, Sandusky, OH, 44870

2beds
1baths
1,402sqft
$99,900
$71price/sqft
$866/moest. monthly cost
$34,640/yrincome needed

About This Home

Welcome home to this charming and inviting 2-bedroom property in Sandusky, where comfort, character, and potential come together beautifully. Inside, you'll find a warm and welcoming layout featuring both a spacious living room and a separate family room, offering flexible spaces for relaxing, gathering, or entertaining. The remodeled kitchen adds stylish appeal and everyday convenience, with appliances included so you can move right in and start enjoying your new home. A newer tankless hot water heater adds modern efficiency and value. Upstairs, the unfinished upper level presents an exciting opportunity to expand your living space with a future bedroom, home office, hobby room, or bonus area tailored to your needs. Outside, the backyard deck creates the perfect spot for morning coffee, summer evenings, or hosting friends and family, while the shed provides extra storage and the detached 1-car garage adds even more practicality. This home is full of warmth, functionality, and possibilities, making it a wonderful place to call your own.

Getting Around

55
WalkingSomewhat Walkable
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

3/10
Sandusky High SchoolGrades 8-120.7 mi
5/10
Sandusky Middle SchoolGrades 7-90.8 mi

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Crawl Space
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Water Heater,Dryer,Gas Oven,Gas Range,Refrigerator,Washer
  • Laundry features: Inside,Main Level

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: Main

Family Room

  • Level: Main

Features

  • Ceiling Fan(s),No Interior Steps
  • Flooring: Carpet,Vinyl
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,402
  • Total interior livable area: 1,402 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Other

  • Level: Main

Property

Details

  • Parcel number: 5802760000

Features

  • Levels: One
  • Patio & porch: Deck

Lot

  • Lot size: 4,356 sqft
  • Lot size dimensions: 33X132

Parking

  • Total spaces: 3
  • Parking features: Gravel,Detached Garage
  • Has garage: Yes
  • Attached garage spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hail
Strong Wind
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $505$6,060
Home Insurance *$72$864
Property Taxes $96$1,152
Electricity $193$2,320
Total$866$10,392
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$29,691/yr
40% on housing$25,980/yr
45% on housing$23,093/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$71This listing

vs Other Active Listings

Avg $/sqft

ZIP 44870$118
Erie County$177

vs Homes Sold Last Month

Median $/sqft

ZIP 44870$123
Erie County$142

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-05Listed for sale$99,900

For Sale by Agent

AgentKeith M. Degnan
BrokerageKey Realty

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