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16620 Mooner Plank Cir, Wimauma, FL, 33598

4beds
3baths
2,738sqft
$429,900
$157price/sqft
$2,806/moest. monthly cost
$112,240/yrincome needed

About This Home

PRICE IMPROVEMENT! Exceptional 4-bedroom 3 bath+office home is located in the highly desired Southshore Bay gated community featuring the gorgeous Crystal Lagoon. This beautifully crafted Coral floorplan welcomes you to the bright tiled foyer that opens to a versatile flex room with double glass doors perfect for home office or den. Chef-inspired kitchen features: granite breakfast bar with seating, staggered mounted 42-inch custom cabinetry, complete stainless appliance package, deep stainless sink, hand free faucet, recess lighting and separate dining area with designer lighting. The generous sized family room includes triple sliders that bring outdoor living in with a lovely, covered patio overlooking a private fenced lot. First floor bedroom with private bath offers multi-generational living at its best! Stunning hardwood staircase with wrought iron railings invites you to an entertaining dream loft featuring luxury vinyl flooring, crown molding, inlayed wood accent wall and a beer and wine bar. Private owner’s suite boast: luxury vinyl flooring, his and her walk-in closets, soaking garden tub, glass enclosed walk-in shower and dual granite vanities. Second floor laundry room is thoughtfully designed with upper shelving and integrated utility sink. All this and resort style amenities including: 5-acre lagoon pool with water slides, swim-up tiki bar, beach, walking paths, dog park and all golf cart accessible. This turnkey home is a must see!

Getting Around

25
WalkingCar-Dependent
0
TransitVery Limited Transit
50
BikeBikeable

Schools

4/10
Reddick Elementary SchoolGrades PK-50.7 mi
2/10
Shields Middle SchoolGrades 6-83.5 mi
--
Ami Kids YesGrades 6-123.8 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stone,Stucco

Other

  • Builder model: Coral
  • Builder name: D R Horton

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Water Heater,Microwave,Range,Refrigerator
  • Laundry features: Inside,Laundry Room

Bedroom2

  • Features: Ceiling Fan(s),Built-in Closet
  • Level: First
  • Area: 150
  • Dimensions: 15x10

Bedroom3

  • Features: Ceiling Fan(s),Built-in Closet
  • Level: Second
  • Area: 130
  • Dimensions: 13x10

Bedroom4

  • Features: Built-in Closet
  • Level: Second
  • Area: 143
  • Dimensions: 11x13

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: First
  • Area: 117
  • Dimensions: 13x9

Features

  • Ceiling Fan(s),Crown Molding,Dry Bar,Eating Space In Kitchen,High Ceilings,Open Floorplan,PrimaryBedroom Upstairs,Smart Home,Solid Wood Cabinets,Stone Counters,Thermostat,Walk-In Closet(s),In-Law Floorplan
  • Door features: Sliding Doors
  • Window features: Blinds,Hurricane Shutters
  • Flooring: Carpet,Luxury Vinyl,Tile

Great Room

  • Level: First
  • Area: 368
  • Dimensions: 16x23

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,318
  • Total interior livable area: 2,738 sqft

Kitchen

  • Features: Breakfast Bar,Pantry,Granite Counters,Walk-In Closet(s)
  • Level: First
  • Area: 130
  • Dimensions: 10x13

Laundry

  • Level: Second
  • Area: 63
  • Dimensions: 9x7

Loft

  • Level: Second
  • Area: 320
  • Dimensions: 16x20

Office

  • Level: First
  • Area: 132
  • Dimensions: 11x12

Primary Bedroom

  • Features: Ceiling Fan(s),Dual Sinks,En Suite Bathroom,Garden Bath,Granite Counters,Split Vanities,Tall Countertops,Tub with Separate Shower Stall,Walk-In Closet(s)
  • Level: Second
  • Area: 252
  • Dimensions: 14x18

Property

Details

  • Parcel number: U083220C3X00000100006.0
  • Zoning: PD
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Patio
  • Exterior features: Irrigation System,Sidewalk,Sprinkler Metered
  • Fencing: Vinyl
  • Residential vegetation: Mature Landscaping,Trees/Landscaped

Lot

  • Lot size: 6,647 sqft
  • Features: Landscaped,Sidewalk

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Lightning
Tornado
Hail
Heat Wave
Wildfire
Tsunami

FEMA Declared Disasters in Hillsborough County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,173$26,076
Home Insurance *$204$2,448
Property Taxes $154$1,848
Electricity $275$3,306
Total$2,806$33,672
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$96,205/yr
40% on housing$84,180/yr
45% on housing$74,826/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$157This listing

vs Other Active Listings

Avg $/sqft

ZIP 33598$181
Hillsborough County$216

vs Homes Sold Last Month

Median $/sqft

ZIP 33598$185
Hillsborough County$231

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-28Price change$429,900
2026-04-18Price change$437,000
2026-03-31Listed for sale$442,000
2023-04-04Sold$477,590

For Sale by Agent

AgentJoan Byrd
BrokerageCENTURY 21 CIRCLE

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