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8966 Saint Lucia DR, Naples, FL, 34114

2beds
2baths
1,648sqft
$529,000
$321price/sqft
$3,698/moest. monthly cost
$147,920/yrincome needed

About This Home

Welcome to 8966 Saint Lucia, an upgraded Stillwater model offering the perfect combination of style, comfort, and one of the most desirable views in Azure at Hacienda Lakes. With over 1,640 square feet of living space, this is the largest single-story villa floor plan in the community, featuring 2 bedrooms, 2 bathrooms, and an open layout designed for both everyday living and easy entertaining. The kitchen is beautifully appointed with granite countertops, a gas cooktop, built-in wall oven and microwave, custom cabinetry with soft-close doors and drawers, and a spring-spout faucet. The main living area feels bright and inviting, with recessed lighting, a custom shiplap feature wall, tray ceilings with crown molding, and seamless flow between the kitchen, dining, and living spaces. The spacious primary suite offers dual sinks, granite countertops, a tiled walk-in shower, and a large walk-in closet with custom built-ins. Throughout the home, you’ll find thoughtful upgrades including wood-look luxury vinyl plank flooring in the main living areas and bathrooms, custom lighting, a hurricane-impact entry door, and a laundry room with custom cabinetry and built-in sink. Triple sliders open to the expansive 11.5’ x 30’ extended lanai, where the long lake view creates an exceptional backdrop for relaxing or entertaining. There is even a dedicated 120V plug ready for a hot tub. Paver driveway, walkways, and lanai add to the home’s curb appeal and polished finish. Azure at Hacienda Lakes offers a prime Naples location with convenient access to shopping, dining, and Gulf beaches, along with resort-style amenities that include a pool and spa, clubhouse, gathering room with catering kitchen, billiards, fitness center, pickleball, and tennis. If you are looking for a beautiful West Indies-style community with everything conveniently in one place, Azure at Hacienda Lakes is hard to beat.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

7/10
Lely Elementary SchoolGrades PK-51.3 mi
7/10
Manatee Middle SchoolGrades 6-84.2 mi
5/10
Lely High SchoolGrades 9-123.2 mi

Construction

Condition

  • Year built: 2020

Materials

  • Foundation: Concrete Block
  • Roof: Tile
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Cooktop,Dishwasher,Dryer,Microwave,Refrigerator/Freezer,Oven,Washer
  • Laundry features: Inside

Bedroom

  • Features: Split Bedrooms

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Dining - Living

Features

  • Smoke Detectors,Tray Ceiling(s),Walk-In Closet(s),Laundry in Residence,Screened Lanai/Porch
  • Door features: Impact Resistant Doors
  • Window features: Shutters - Manual
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,004
  • Total interior livable area: 1,648 sqft

Kitchen

  • Features: Island

Property

Details

  • Parcel number: 22726004083

Features

  • Stories: 1
  • Pool features: Community
  • Patio & porch: Patio,Screened Lanai/Porch
  • Spa features: Community
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake
  • Frontage type: Lakefront

Lot

  • Lot size: 4,791 sqft
  • Features: Regular

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Wildfire
Coastal Flooding
Inland Flooding
Tsunami

FEMA Declared Disasters in Collier County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,674$32,088
Home Insurance *$238$2,856
Property Taxes $589$7,068
Electricity $197$2,366
Total$3,698$44,376
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$126,788/yr
40% on housing$110,940/yr
45% on housing$98,613/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$321This listing

vs Other Active Listings

Avg $/sqft

ZIP 34114$237
Collier County$526

vs Homes Sold Last Month

Median $/sqft

ZIP 34114$366
Collier County$385

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Price change$565,000
2026-03-30Listed for sale$589,000
2025-04-19Listing removed$639,000
2025-02-19Price change$639,000
2024-12-13Price change$645,000
2024-08-26Price change$659,000
2024-08-05Price change$679,000
2024-06-10Price change$685,000
2024-04-11Price change$695,000
2024-03-28Listed for sale$709,000
2020-04-29Sold$327,293

For Sale by Agent

AgentChris Cosma
BrokerageRealty One Group MVP

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