904 Chippewa Dr, Elgin, IL, 60120
About This Home
Beautifully maintained 5-bedroom, 3 bath brick veneer ranch offers the space, flexibility, and energy efficiency today's buyers are looking for. The main level features bright, welcoming living areas, three generously sized bedrooms, a versatile bonus room ideal for a home office or flex space, and a convenient first-floor laundry area. The finished basement significantly expands the home's living space with 2 bedrooms and 2 additional bonus rooms, a kitchenette, and a second laundry area-perfect for related living, guest accommodations, a home gym, recreation, or additional workspace. Continue outside to a spacious backyard deck designed for entertaining, along with an oversized 2-car attached garage and a spacious storage shed. A newer solar panel system adds exceptional energy efficiency and the potential for long-term utility savings. Ideally located near parks, shopping, dining, schools, and major commuter routes, this move-in-ready home is also assigned to Lincoln Elementary School and the new Legacy Middle School beginning with the 2026-2027 school year. With versatile living spaces, modern updates, and room to grow, this home offers exceptional value and endless possibilities. Welcome home!
Getting Around
Car-Dependent
Some Transit
BikeableSchools
Construction
Condition
- Year built: 1973
Materials
- Foundation: Concrete Perimeter
- Roof: Asphalt
- Construction materials: Vinyl Siding,Brick
Notable Dates
- Major remodel year: 2020
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Range,Microwave,Dishwasher,Refrigerator,Dryer
- Laundry features: Main Level,Gas Dryer Hookup,Laundry Closet,Multiple Locations,Sink
Basement
- Has basement: Yes
- Basement: Finished,Full
Bedroom2
- Features: Flooring (Carpet)
- Level: Main
- Area: 132
- Dimensions: 12X11
Bedroom3
- Level: Main
- Area: 110
- Dimensions: 10X11
Bedroom4
- Features: Flooring (Ceramic Tile)
- Level: Basement
- Area: 168
- Dimensions: 12X14
Bedroom5
- Features: Flooring (Tile)
- Level: Basement
- Area: 132
- Dimensions: 11X12
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
Bonus Room
- Features: Flooring (Ceramic Tile)
- Level: Basement
- Area: 168
- Dimensions: 12X14
Dining Room
- Features: Flooring (Bamboo),Window Treatments (Bay Window(s))
- Level: Main
- Area: 144
- Dimensions: 12X12
Features
- In-Law Floorplan
- Flooring: Laminate
- Finished area below ground: 1,000
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 2,400
- Total interior livable area: 2,200 sqft
Kitchen
- Features: Flooring (Bamboo)
- Level: Main
- Area: 216
- Dimensions: 12X18
Kitchen2Nd
- Level: Basement
- Area: 100
- Dimensions: 10X10
Laundry
- Features: Flooring (Wood Laminate)
- Level: Main
- Area: 64
- Dimensions: 8X8
Living Room
- Features: Flooring (Bamboo),Window Treatments (Bay Window(s))
- Level: Main
- Area: 216
- Dimensions: 18X12
Master Bedroom
- Features: Flooring (Carpet),Bathroom (Full)
- Level: Main
- Area: 168
- Dimensions: 12X14
Office
- Features: Flooring (Wood Laminate)
- Level: Main
- Area: 90
- Dimensions: 9X10
Other
- Level: Basement
- Area: 120
- Dimensions: 12X10
Property
Accessibility
- Accessibility features: No Disability Access
Details
- Parcel number: 06071110070000
- Special condition: None
Features
- Stories: 1
- Patio & porch: Deck
Lot
- Lot size: 0.27 Acres
- Lot size dimensions: 76X152
Parking
- Total spaces: 2
- Parking features: Concrete,Garage Door Opener,Heated Garage,Yes,Attached,Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Tornado
- Heat Wave
- Inland Flooding
- Strong Wind
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,946 | $23,352 |
| Home Insurance * | $205 | $2,460 |
| Property Taxes | $555 | $6,660 |
| Electricity | $169 | $2,030 |
| Total | $2,875 | $34,500 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2025-12-20 | Listing removed | $370,000 |
| 2025-11-21 | Listed for sale | $370,000 |
| 2024-07-30 | Sold | $355,000 |
| 2024-06-26 | Contingent | $335,000 |
| 2024-06-24 | Listed for sale | $335,000 |
| 2018-03-15 | Sold | $203,000 |
| 2018-02-08 | Pending sale | $204,900 |
| 2018-02-01 | Listed for sale | $204,900 |
| 2018-01-12 | Pending sale | $204,900 |
| 2018-01-08 | Price change | $204,900 |
| 2017-12-08 | Price change | $207,777 |
| 2017-11-22 | Price change | $209,900 |
| 2017-11-13 | Pending sale | $212,012 |
| 2017-11-03 | Price change | $212,012 |
| 2017-10-20 | Price change | $214,904 |
| 2017-10-12 | Price change | $217,904 |
| 2017-10-02 | Listed for sale | $219,900 |
| 2010-09-12 | Listing removed | $179,999 |
| 2010-08-26 | Price change | $179,999 |
| 2010-08-21 | Price change | $187,777 |
| 2010-08-05 | Price change | $189,900 |
| 2010-07-24 | Price change | $194,900 |
| 2010-07-02 | Price change | $197,777 |
| 2010-02-19 | Listed for sale | $205,000 |
| 2009-12-05 | Listing removed | $219,900 |
| 2009-11-03 | Listed for sale | $219,900 |
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