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413 Delaware St, Imperial Beach, CA, 91932

3beds
3baths
1,945sqft
$1,299,000
$668price/sqft
$8,478/moest. monthly cost
$339,120/yrincome needed

About This Home

Welcome to this stunning 2024-built luxury residence, perfectly positioned steps from the Silver Strand Bikeway. This innovative 2-story detached house on a cloud condo plot is thoughtfully designed for multi-generational living, with a self-contained lower level featuring a kitchenette, bedroom, full bathroom, custom stamped concrete, and a service elevator. The main spaces showcase exceptional refinement. The upstairs kitchen has custom soft close cabinets/drawers, quartz counters with glass backsplash, large island with prep sink, overhead chandelier, 48” 6 burner gas stove with grill 48” hood; bar featuring quartz counters with waterfall edges, wine storage/drink cooler, prep sink; lights in all upper glass storage cabinets, lights under counters, and stainless steel appliances. Upstairs, two bedrooms and a luxurious principal suite with a full bathroom featuring a bidet and vanities provide comfortable retreats. Nine-foot ceilings and vinyl wood floor planks. Dual laundry areas and Cat6 wiring throughout reflect modern convenience and thoughtful planning. Two balconies frame stunning water views, while an exclusive roof deck offers breathtaking 360-degree vistas of the Pacific Ocean, downtown skyline, and coastal landscape—perfect for entertaining or peaceful evenings. Premium amenities complete this exceptional property: tankless water heater, above-ground swim spa, 2-car garage, and EV charging connection. The roof deck is hookup-ready for electricity, gas, and water, ensuring this home grows with your needs. No HOA fees.

Getting Around

60
WalkingSomewhat Walkable
42
TransitSome Transit
83
BikeVery Bikeable

Schools

5/10
4/10
Mar Vista AcademyGrades 7-81.7 mi
5/10

Construction

Condition

  • Year built: 2024

Materials

  • Roof: Flat,Shingle
  • Construction materials: Stucco

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Gas Cooking,Range/Oven,Refrigerator,Water Filtration,Tankless Water Heater
  • Laundry features: Electric,Gas

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Flooring: Stained Concrete,Vinyl Tile
  • Fireplace features: N/K
  • Common walls with other units/homes: Detached

Heating & Cooling

  • Heating features: Forced Air Unit
  • Cooling features: Central Forced Air

Interior Area

  • Total structure area: 1,945
  • Total interior livable area: 1,945 sqft

Property

Accessibility

  • Accessibility features: Disability Features,Other

Details

  • Parcel number: 6260324201
  • Zoning: R-1:SINGLE
  • Zoning description: R-1:SINGLE

Features

  • Levels: 2 Story
  • Pool features: N/K
  • Patio & porch: Balcony,Roof Top
  • Spa features: Above Ground,Fiberglass,Heated
  • Fencing: Partial,Vinyl
  • Has view: Yes
  • View description: Bay,City,Coastline,Panoramic Ocean
  • Has water view: Yes
  • Water view: Bay,Panoramic Ocean

Lot

  • Lot size: 3,000 sqft

Parking

  • Total spaces: 4
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Coastal Flooding
Heat Wave
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,568$78,816
Home Insurance *$216$2,592
Property Taxes $1,277$15,324
Electricity $417$5,004
Total$8,478$101,736
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$290,674/yr
40% on housing$254,340/yr
45% on housing$226,080/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$668This listing

vs Other Active Listings

Avg $/sqft

ZIP 91932$526
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 91932$643
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-11Listed for sale$1,299,000
2026-04-08Listing removed$1,399,000
2025-12-12Listed for sale$1,399,000

For Sale by Agent

AgentDario Barba
BrokerageKali Real Estate, Inc

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