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116 Cummings Ct, Ball Ground, GA, 30107

3beds
2baths
1,808sqft
$415,000
$230price/sqft
$2,706/moest. monthly cost
$108,240/yrincome needed

About This Home

Are you looking for modern amenities and a small town feel? Built in 2020, this beautifully maintained ranch style home is located just minutes from downtown Ball Ground with convenient access to Highway 575. Upon entry a, long entry foyer leads into a open floor plan provides a functional living space. The kitchen features an island for bar seating, but there is ample space for a full dining room set making the space great for hosting. A large, walk in pantry, mudroom, and laundry room are all located directly off of the kitchen. The primary bedroom has a walk in closet and an en-suite bath with walk in shower and double vanity. The backyard is fully fenced and includes a patio covered by a pergola. The 2 car garage is spacious with room for vehicles and storage. All mechanicals are in good working order and well maintained. Come take a look!

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

7/10
7/10
Creekland Middle SchoolGrades 6-86.9 mi
9/10
Creekview High SchoolGrades 9-126.8 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2020

Materials

  • Foundation: Slab
  • Roof: Other
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher
  • Laundry features: Mud Room

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Double Vanity
  • Flooring: Hardwood,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,808
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,808
  • Total interior livable area: 1,808 sqft

Property

Details

  • Parcel number: 03N07C 011

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio
  • Exterior features: Other
  • Waterbody name: None

Lot

  • Lot size: 0.25 Acres
  • Features: Level

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Tornado

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,098$25,176
Home Insurance *$151$1,812
Property Taxes $238$2,856
Electricity $219$2,637
Total$2,706$32,472
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$92,777/yr
40% on housing$81,180/yr
45% on housing$72,160/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 5.9%
5.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$230This listing

vs Other Active Listings

Avg $/sqft

ZIP 30107$239
Cherokee County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 30107$196
Cherokee County$202

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-07Listed for sale$415,000
2020-06-15Sold$262,230

For Sale by Agent

AgentTyler Smith
BrokerageWatkins Real Estate Associates

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