124 Cummings Ct, Ball Ground, GA, 30107
About This Home
***PRIME LOCATION AND SCHOOLS** Welcome home to the perfect blend of small-town charm, modern finishes, and an unbeatable walkable lifestyle just one mile to DOWNTOWN BALL GROUND! Nestled on a quiet cul-de-sac lot with a beautiful wooded backdrop, this brand-new home offers peace, privacy, and relaxation while placing you just moments from everything this vibrant town has to offer. One very desirable feature of this home is its easy walkability to downtown Ball Ground — enjoy effortless access to local restaurants, coffee shops, boutiques, community events, and all the hometown favorites without ever worrying about parking. From parades and fireworks to seasonal festivals, live events, and dinner out, this location truly lets you enjoy the best of Ball Ground living. Plus, you’re close to the area’s fantastic parks, trails, and outdoor recreation, making it easy to enjoy an active lifestyle right outside your door. Inside, this thoughtfully designed home features a bright, open floor plan filled with natural light, creating a warm and welcoming atmosphere perfect for everyday living and entertaining. The main level has been beautifully upgraded with luxury LVP flooring throughout, adding both style and durability. The spacious kitchen offers abundant cabinetry, generous prep space, and room for gathering, making it the true heart of the home. Additional thoughtful upgrades include a mudroom feature for everyday convenience, an updated fireplace surround that adds a custom designer touch, and numerous ELEVATED finishes throughout that make this home feel anything but builder basic. The primary suite provides a peaceful retreat, while the additional bedrooms and flexible spaces offer room for guests, a home office, or growing needs. Every inch of this home has been designed with comfort and livability in mind. Step outside and unwind in your private backyard oasis with wooded views, offering the perfect setting for morning coffee, evening relaxation, entertaining friends, or simply enjoying the peaceful natural surroundings. This is more than just a home — it’s a lifestyle opportunity in one of North Georgia’s most charming and growing downtown communities. Walk to downtown Ball Ground. Enjoy the festivals. Skip the parking. Relax in peace. WELCOME HOME!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 2020
Materials
- Foundation: Concrete Perimeter
- Roof: Shingle
- Construction materials: Cement Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Craftsman,Traditional
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dishwasher,Gas Range,Microwave,Self Cleaning Oven
- Laundry features: Laundry Room
Basement
- Has basement: Yes
- Basement: Bath/Stubbed,Daylight,Exterior Entry,Full,Interior Entry
Bedroom
- Features: Oversized Master, Sitting Room
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Dining Room
- Features: Open Concept
Features
- Double Vanity,Entrance Foyer,High Speed Internet,Recessed Lighting,Walk-In Closet(s)
- Window features: Insulated Windows
- Flooring: Carpet,Luxury Vinyl
- Number of fireplaces: 1
- Fireplace features: Family Room
- Fireplace: Yes
- Attic: Pull Down Stairs
- Finished area above ground: 2,580
- Common walls with other units/homes: No Common Walls
Heating & Cooling
- Heating features: Central,Forced Air
- Cooling features: Ceiling Fan(s),Central Air
Interior Area
- Total structure area: 3,660
- Total interior livable area: 3,660 sqft
Kitchen
- Features: Cabinets White, Eat-in Kitchen, Kitchen Island, Pantry Walk-In, Stone Counters, View to Family Room
Master Bathroom
- Features: Double Vanity
Master Bedroom
- Features: Oversized Master, Sitting Room
- Level: Oversized Master, Sitting Room
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 03N07C 015
- Other equipment: None
- Horse amenities: None
Features
- Levels: Two
- Stories: 2
- Pool features: None
- Patio & porch: Deck,Front Porch,Patio
- Exterior features: Private Yard
- Spa features: None
- Fencing: Back Yard,Wood
- Has view: Yes
- View description: Trees/Woods
- Waterfront features: None
- Waterbody name: None
Lot
- Lot size: 5,662 sqft
- Features: Back Yard,Cul-De-Sac,Front Yard,Private,Other
Parking
- Total spaces: 2
- Parking features: Driveway,Garage,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Georgia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,527 | $30,324 |
| Home Insurance * | $182 | $2,184 |
| Property Taxes | $287 | $3,444 |
| Electricity | $355 | $4,267 |
| Total | $3,351 | $40,212 |
Income You'd Need if You Spent...
Georgia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-05 | Price change | $499,900 |
| 2026-04-16 | Listed for sale | $509,900 |
| 2025-11-02 | Listing removed | $2,500 |
| 2025-10-20 | Price change | $2,500 |
| 2025-10-04 | Listed for rent | $2,450 |
| 2020-10-26 | Sold | $314,640 |
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