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7953 Lake James Blvd, Lakeland, FL, 33810

2beds
2baths
1,990sqft
$495,000
$249price/sqft
$3,445/moest. monthly cost
$137,800/yrincome needed

About This Home

BETTER THAN NEW! This stunning Ernie White-built home is less than 2 years young and sits on a premium, private lot in the beautiful gated, 55+ community of Lake James. With nearly 2,000 sq. ft. of living space, this 2-bedroom, 2-bath home with an office (easily used as a 3rd bedroom) offers comfort, style and a thoughtfully designed layout. From the moment you step inside, you’ll be impressed by the soaring 12-foot ceilings in the main living areas, enhancing the open and airy feel. The remainder of the home features 10-foot ceilings, creating a sense of spacious elegance throughout. The living and dining spaces flow seamlessly into a well-appointed kitchen boasting white cabinetry, quartz countertops, an upgraded stainless steel appliance package and a breakfast bar. Enjoy peaceful views of nature through the French doors in the dinette area, which lead to a screened lanai—perfect for morning coffee or evening relaxation. The primary suite features serene wooded views, an expansive ensuite bath with dual sinks, a large vanity area, a walk-in shower with custom glass door and a huge walk-in closet. Additional highlights include crown molding throughout, 8’ doors with bronze hardware and numerous upgrades completed after purchase—Luxury Vinyl Plank flooring throughout (excluding baths and laundry), Plantation Shutters, rain gutters, and sealed pavers. The oversized side-load garage includes an epoxy-coated floor, and the driveway, lanai and sitting area are beautifully finished with brick pavers. This move-in ready home gives you more time to enjoy the clubhouse, community pool and fitness center. The low-maintenance lifestyle is enhanced by an HOA fee that covers cable TV & internet, lawn care, fertilization & pest control, and irrigation system maintenance.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

1/10
3/10
Kathleen Senior High SchoolGrades PK,9-126.0 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stucco

Other

  • Builder model: Hunter
  • Builder name: Ernie White

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Electric Water Heater,Microwave,Refrigerator
  • Laundry features: Electric Dryer Hookup,Inside,Laundry Room,Washer Hookup

Bathroom2

  • Level: First
  • Area: 55
  • Dimensions: 11x5

Bedroom2

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 143
  • Dimensions: 13x11

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dinette

  • Level: First
  • Area: 132
  • Dimensions: 12x11

Dining Room

  • Level: First
  • Area: 110
  • Dimensions: 10x11

Features

  • Ceiling Fan(s),Crown Molding,Eating Space In Kitchen,High Ceilings,Living Room/Dining Room Combo,Open Floorplan,Split Bedroom,Stone Counters,Walk-In Closet(s)
  • Door features: French Doors
  • Window features: Blinds,Shutters,Window Treatments
  • Flooring: Ceramic Tile,Luxury Vinyl

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,838
  • Total interior livable area: 1,990 sqft

Kitchen

  • Level: First
  • Area: 165
  • Dimensions: 15x11

Laundry

  • Level: First
  • Area: 49
  • Dimensions: 7x7

Living Room

  • Level: First
  • Area: 270
  • Dimensions: 15x18

Office

  • Level: First
  • Area: 143
  • Dimensions: 13x11

Primary Bathroom

  • Level: First
  • Area: 117
  • Dimensions: 13x9

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 208
  • Dimensions: 16x13

Property

Details

  • Parcel number: 232710000835003520
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Rear Porch,Screened
  • Exterior features: Irrigation System,Rain Gutters,Sprinkler Metered
  • Has view: Yes
  • View description: Trees/Woods
  • Residential vegetation: Trees/Landscaped

Lot

  • Lot size: 7,048 sqft
  • Features: In County

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage Door Opener,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hurricane
    HurricaneModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Hurricane

FEMA Declared Disasters in Polk County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,502$30,024
Home Insurance *$345$4,140
Property Taxes $398$4,776
Electricity $200$2,403
Total$3,445$41,340
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$118,114/yr
40% on housing$103,350/yr
45% on housing$91,866/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$249This listing

vs Other Active Listings

Avg $/sqft

ZIP 33810$119
Polk County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 33810$190
Polk County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-12-01Price change$495,000
2025-07-14Listed for sale$514,900
2023-09-20Sold$514,400
2023-07-06Listed for sale$514,400
2022-08-01Sold$75,000

For Sale by Agent

AgentLorrie Clark
BrokerageREMAX EXPERTS

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