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7914 Lake James Blvd, Lakeland, FL, 33810

2beds
2baths
1,925sqft
$399,000
$207price/sqft
$2,903/moest. monthly cost
$116,120/yrincome needed

About This Home

Stunning and barely lived in, this luxury 2-bedroom, 2-bath home with an office or den—built by Ernie White Construction—is located in the premier gated 55+ community of Lake James. Offering nearly 2,000 sq ft of upgraded living space, the home features an open floor plan with a spacious great room, dedicated dining area, inside laundry with a utility sink, and a beautiful primary suite with a walk-in shower, double sinks, and a large walk-in closet. Community amenities include a heated pool, clubhouse, fitness center, game and meeting rooms, library, walking trails, shuffleboard, bocce ball, and horseshoes, and the HOA also covers lawn care, lawn spraying, Spectrum cable, and internet for truly maintenance-free living. High-end upgrades throughout the home include quartz countertops, elegant gray kitchen cabinetry, premium appliances, upgraded lighting, 8-foot doors, crown molding, plantation shutters, Addison Dicus carpet in the bedrooms, a security system, air-conditioned garage, epoxy pebble-coated garage flooring, rain gutters, St. Augustine sod, lush landscaping with irrigation, and a paver back lanai and driveway. The screened-in lanai offers additional privacy with shades and features freshly cleaned and sealed pavers. This is maintenance-free Florida living at its finest.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

1/10
3/10
Kathleen Senior High SchoolGrades PK,9-126.0 mi

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stucco

Other

  • Builder name: Ernie White Construction

Type & Style

  • Home type: SingleFamily
  • Architectural style: Florida
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Water Heater,Microwave,Range,Refrigerator
  • Laundry features: Inside

Bedroom2

  • Features: Built-in Closet
  • Level: First
  • Area: 156
  • Dimensions: 12x13

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Area: 132
  • Dimensions: 11x12

Features

  • Ceiling Fan(s),Crown Molding,Eating Space In Kitchen,Kitchen/Family Room Combo,Open Floorplan,Solid Surface Counters,Split Bedroom,Stone Counters,Thermostat,Walk-In Closet(s)
  • Flooring: Carpet,Ceramic Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,640
  • Total interior livable area: 1,925 sqft

Kitchen

  • Level: First
  • Area: 176
  • Dimensions: 11x16

Living Room

  • Level: First
  • Area: 360
  • Dimensions: 18x20

Office

  • Level: First
  • Area: 132
  • Dimensions: 11x12

Primary Bedroom

  • Features: Shower No Tub,Walk-In Closet(s)
  • Level: First
  • Area: 252
  • Dimensions: 14x18

Property

Details

  • Parcel number: 232710000835003790
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Porch,Rear Porch,Screened
  • Exterior features: Irrigation System,Rain Gutters

Lot

  • Lot size: 6,682 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hurricane
    HurricaneModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Hurricane

FEMA Declared Disasters in Polk County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance *$278$3,336
Property Taxes $411$4,932
Electricity $197$2,366
Total$2,903$34,836
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$99,531/yr
40% on housing$87,090/yr
45% on housing$77,413/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$207This listing

vs Other Active Listings

Avg $/sqft

ZIP 33810$120
Polk County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 33810$190
Polk County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-02Price change$415,000
2026-02-20Price change$430,000
2026-01-26Listed for sale$445,000
2025-12-17Pending sale$445,000
2025-12-02Listed for sale$445,000
2025-04-27Listing removed$499,900
2025-01-28Price change$499,900
2024-10-21Price change$519,000
2024-07-29Listed for sale$539,000
2023-04-13Sold$474,000
2023-03-11Listed for sale$474,000

For Sale by Agent

AgentKim McKeel
BrokerageKELLER WILLIAMS REALTY SMART

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