See other homes in:

194 Spencer Cir, Summerville, SC, 29485

4beds
3baths
1,612sqft
$291,000
$181price/sqft
$1,974/moest. monthly cost
$78,960/yrincome needed

About This Home

This townhouse has a open first floor with a kitchen, dining area, and living space that flows right out to the back patio--perfect for relaxing or entertaining. Upstairs, the large primary bedroom includes a walk-in closet and a private porch, along with two additional bedrooms, a full bath, and a laundry room for convenience. Located in Shady Oaks off Dorchester Road, you're close to downtown Summerville and parks with trails and sports fields. This home also includes stainless-steel appliances, smart home features, a tankless water heater, and energy-efficient upgrades for modern comfort.

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

6/10
6/10
East Edisto MiddleGrades 6-82.6 mi
8/10
Ashley Ridge High SchoolGrades 9-124.0 mi

Construction

Condition

  • Year built: 2021

Materials

  • Foundation: Slab
  • Roof: Fiberglass
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Laundry features: Washer Hookup,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Ceiling - Smooth,Kitchen Island,Walk-In Closet(s),Eat-in Kitchen,In-Law Floorplan,Pantry
  • Flooring: Carpet,Vinyl

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,612
  • Total interior livable area: 1,612 sqft

Property

Details

  • Parcel number: 1531002038000
  • Attached to another structure: Yes
  • Special condition: 10 Yr Warranty

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio,Front Porch

Lot

  • Lot size: 3,049 sqft
  • Features: 0 - .5 Acre,Level

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hurricane
Earthquake
Inland Flooding
Coastal Flooding
Cold Wave
Ice Storm
Lightning
Tornado
Winter Weather

FEMA Declared Disasters in Dorchester County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,471$17,652
Home Insurance *$154$1,848
Property Taxes $145$1,740
Electricity $204$2,449
Total$1,974$23,688
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$67,680/yr
40% on housing$59,220/yr
45% on housing$52,640/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 5.0%
5.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$181This listing

vs Other Active Listings

Avg $/sqft

ZIP 29485$165
Dorchester County$173

vs Homes Sold Last Month

Median $/sqft

ZIP 29485$182
Dorchester County$189

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-05Listing removed$3,000
2026-02-04Listed for rent$3,000
2026-01-29Listing removed$2,400
2025-12-30Price change$2,400
2025-11-17Listed for rent$2,600
2025-04-24Listed for sale$291,000
2021-12-02Sold$278,900
2021-09-29Sold$236,900
2021-07-02Contingent$278,900
2021-06-28Price change$278,900
2021-06-25Listed for sale$283,900

For Sale by Agent

AgentHolli Reese
BrokerageKeller Williams Realty Charleston West Ashley

Similar Homes