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143 Spencer Cir, Summerville, SC, 29485

4beds
3baths
1,684sqft
$278,900
$166price/sqft
$1,900/moest. monthly cost
$76,000/yrincome needed

About This Home

Welcome to Shady Oaks, one of Summerville's most sought-after townhome communities. Just minutes from downtown Summerville and major commuter routes--and only 30 minutes from downtown Charleston--this location perfectly blends convenience with the laid-back Lowcountry lifestyle. Whether you enjoy outdoor recreation, charming local shops, or a variety of dining options, you'll find it here.Step inside this 4-bedroom, 3-bath townhome, built in 2020, and discover a bright, inviting two-story layout filled with thoughtful touches. The main living area features smooth ceilings, thermal windows and doors, and an open living/dining combo that flows seamlessly into the eat-in kitchen. The kitchen offers a functional layout with a center island, pantry, and plenty of space for both everyday meals and entertaining. On the first floor, you'll also find a versatile flex space ideal for a home office or guest suite conveniently located next to a full bath. Upstairs, three additional bedrooms include the spacious primary suite with walk-in closets and private balcony access. Outside, enjoy morning coffee on the front porch, unwind on the back patio, and take advantage of off-street parking. The exterior features durable vinyl siding, fiberglass shingles, and a slab foundation for low-maintenance living plus five more years remain on the builder's structural warranty. 143 Spencer Circle offers the perfect combination of modern convenience, flexible spaces, and a prime Summerville location making it an excellent choice to call home.

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

6/10
6/10
East Edisto MiddleGrades 6-82.5 mi
8/10
Ashley Ridge High SchoolGrades 9-123.9 mi

Construction

Condition

  • Year built: 2020

Materials

  • Foundation: Slab
  • Roof: Fiberglass
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Cooling

  • Cooling features: Central Air

Features

  • Ceiling - Smooth,Kitchen Island,Walk-In Closet(s),Eat-in Kitchen,Entrance Foyer,In-Law Floorplan,Pantry
  • Window features: Thermal Windows/Doors,Window Treatments,ENERGY STAR Qualified Windows
  • Flooring: Carpet,Vinyl

Interior Area

  • Total structure area: 1,684
  • Total interior livable area: 1,684 sqft

Property

Details

  • Parcel number: 1531002133000
  • Attached to another structure: Yes
  • Special condition: 10 Yr Warranty

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio,Front Porch
  • Exterior features: Balcony

Lot

  • Lot size: 3,049 sqft
  • Features: 0 - .5 Acre,Level

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hurricane
Earthquake
Inland Flooding
Coastal Flooding
Cold Wave
Ice Storm
Lightning
Tornado
Winter Weather

FEMA Declared Disasters in Dorchester County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,410$16,920
Home Insurance *$147$1,764
Property Taxes $139$1,668
Electricity $204$2,449
Total$1,900$22,800
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$65,142/yr
40% on housing$57,000/yr
45% on housing$50,666/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 5.0%
5.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$166This listing

vs Other Active Listings

Avg $/sqft

ZIP 29485$165
Dorchester County$173

vs Homes Sold Last Month

Median $/sqft

ZIP 29485$182
Dorchester County$189

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-23Price change$278,900
2026-03-26Price change$279,900
2026-03-19Price change$284,900
2026-02-19Price change$289,900
2026-01-08Listed for sale$293,900
2025-12-29Listing removed$293,900
2025-10-09Price change$293,900
2025-09-12Listed for sale$294,900
2021-06-23Sold$244,400

For Sale by Agent

AgentEarl Fleetwood
BrokerageBright City LLC

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