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3009 Lydney Cir, Waxhaw, NC, 28173

4beds
4baths
2,841sqft
$595,000
$209price/sqft
$3,790/moest. monthly cost
$151,600/yrincome needed

About This Home

Welcome to this stunning move-in ready home in the award-winning MillBridge community, where luxury finishes, thoughtful design, and exceptional outdoor living come together. Offering 4 bedrooms, 4 full baths, and an ideal open-concept layout, this home is designed for the way today's buyers want to live. At the heart of the home is a chef-inspired gourmet kitchen featuring quartz countertops, a massive center island, double wall ovens, a gas cooktop, beveled subway tile backsplash, and abundant cabinetry. The kitchen opens effortlessly to the spacious family room with a dramatic floor-to-ceiling stone fireplace, creating the perfect space for entertaining or relaxing with family. A formal dining room, sunny breakfast area, and convenient drop zone add both style and everyday functionality. The flexible floor plan includes a desirable main-level bedroom with a full bath, making it ideal for guests, multi-generational living, or a private home office. Upstairs, the luxurious primary suite offers a tray ceiling and a spa-inspired bath with dual vanities, a soaking tub, and a separate tiled shower. A generous loft provides the perfect bonus space for a media room, playroom, or second living area, while three additional bedrooms, two full baths, and an upstairs laundry room complete the second level. Step outside and unwind in your own private backyard retreat. Enjoy morning coffee on the screened porch or entertain friends on the brick paver patio, all while overlooking a beautifully landscaped, fully fenced yard with no rear neighbors for added privacy. A charming front porch and exceptional curb appeal complete this impressive home. Living in MillBridge means enjoying one of the Charlotte area's premier communities, featuring resort-style amenities, miles of walking trails, parks, playgrounds, pools, fitness facilities, and a vibrant calendar of community events. To make homeownership even more affordable, this home qualifies for a **1-0 temporary interest rate buydown**, reducing your monthly mortgage payment for the entire first year. Plus, the seller's preferred lender is offering **up to $4,500 in lender credit**, which can fully fund the buydown or be applied toward your closing costs. This is more than just a beautiful home—it's an incredible opportunity to enjoy luxury living in one of Union County's most sought-after neighborhoods. Schedule your private tour today before it's gone.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

9/10
Waxhaw Elementary SchoolGrades PK-52.0 mi
4/10
Parkwood Middle SchoolGrades 6-88.0 mi
8/10
Parkwood High SchoolGrades 9-127.9 mi

Construction

Condition

  • Year built: 2020

Materials

  • Foundation: Slab
  • Construction materials: Fiber Cement,Stone Veneer

Other

  • Builder name: DR Horton

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Double Oven,Gas Cooktop,Microwave,Tankless Water Heater
  • Laundry features: Electric Dryer Hookup,Laundry Room,Upper Level

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bedroom S

  • Features: Attic Stairs Pulldown,Drop Zone,En Suite Bathroom,Garden Tub,Kitchen Island,Open Floorplan,Tray Ceiling(s),Walk-In Closet(s)
  • Level: Main

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bedrooms: 1

Bonus Room

  • Level: Upper

Dining Room

  • Level: Main

Family Room

  • Level: Main

Features

  • Drop Zone,Soaking Tub,Kitchen Island,Open Floorplan,Pantry,Walk-In Closet(s)
  • Window features: Insulated Windows
  • Flooring: Tile,Vinyl
  • Fireplace features: Family Room
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 2,841

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,841
  • Total interior livable area: 2,841 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Upper

Primary Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 05138608
  • Zoning: R3
  • Special condition: Standard
  • Exclusions: Washer/dryer,kitchen refrigerator

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community
  • Patio & porch: Covered,Enclosed,Front Porch,Rear Porch,Screened
  • Fencing: Back Yard,Fenced

Lot

  • Lot size: 0.17 Acres
  • Features: Private

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage Door Opener,Garage Faces Front,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado
Cold Wave
Winter Weather

FEMA Declared Disasters in Union County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,008$36,096
Home Insurance *$167$2,004
Property Taxes $351$4,212
Electricity $264$3,175
Total$3,790$45,480
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$129,942/yr
40% on housing$113,700/yr
45% on housing$101,066/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$209This listing

vs Other Active Listings

Avg $/sqft

ZIP 28173$252
Union County$223

vs Homes Sold Last Month

Median $/sqft

ZIP 28173$235
Union County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Price change$595,000
2026-07-02Listed for sale$599,900
2026-03-06Listing removed$3,495
2026-01-15Listed for rent$3,495
2026-01-01Listing removed$600,000
2025-09-19Price change$600,000
2025-08-08Listed for sale$608,000
2025-07-21Listing removed$613,999
2025-06-13Price change$613,999
2025-05-21Listed for sale$619,000
2024-10-16Listing removed$600,000
2024-09-19Listed for sale$600,000
2024-06-25Sold$550,000
2024-05-03Listed for sale$550,000
2020-10-16Sold$355,110

For Sale by Agent

AgentBrian Connaughton
BrokerageCRG Real Estate

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